Block, Inc. (NYSE: XYZ) reported Q4 EPS of $0.65, $0.01 better than the analyst estimate of $0.64. Revenue for the quarter came in at $6.25 billion versus the consensus estimate of $6.29 billion.

Guidance 2026 Outlook 24 2026 Gross Profit $12.20B YoY Growth 18% Adjusted Operating Income $3.20B % Margin 26% Rule of X 44% Adjusted Diluted EPS $3.66 YoY Growth 54%

We’re executing well on our growth strategies across the business. At Investor Day we shared our preliminary view of gross profit for 2026, which called for 17% year-over-year gross profit growth. We now expect to deliver gross profit growth of 18% year over year in 2026, to $12.20 billion. We are focused on sustaining momentum and we plan to continue to invest in significant long term growth initiatives across our agentic AI infrastructure, proactive intelligence products, high ROI go to market expansion, Neighborhoods, and high return on capital lending products. For the first quarter we expect gross profit growth of 22% year over year to $2.80 billion. Across the first quarter and full year, we continue to take a prudent approach to our gross profit outlook. As Jack shared in his letter, we are making a significant change to our organizational structure today, reducing our workforce by over 40%. We are choosing to shift how we operate at a time when our business is accelerating and we see an opportunity to move faster with smaller, highly talented teams using AI to automate more work. These decisions are always difficult and we don’t take them lightly, but rather than acting tentatively over the coming months and years, we’re acting decisively now to position Block for our next phase of long term growth. Our number one priority is product velocity. We are in a moment where AI is transforming how software products are built and changing the way we deliver value to our customers. As early builders of agentic AI tools, we’re choosing to evolve how our company operates to focus on leaner, AI-native teams that we believe are better aligned to take advantage of this shift. We believe this decision will strengthen innovation within the company and further improve our operating leverage over time. Sustaining strong gross profit growth remains the clearest path to delivering long term value for our shareholders. We expect to invest meaningfully across numerous growth initiatives while expanding profitability. For 2026, we expect to deliver Adjusted Operating Income growth of 54% year over year to $3.20 billion. We expect to deliver Adjusted Diluted EPS growth of 54% year over year in 2026 to $3.66.

For earnings history and earnings-related data on Block, Inc. (XYZ) click here.