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SoFi Technologies (SOFI) Tops Q2 EPS by 2c, increases guidance

July 29, 2025 7:06 AM

SoFi Technologies (NASDAQ: SOFI) reported Q2 EPS of $0.08, $0.02 better than the analyst estimate of $0.06. Revenue for the quarter came in at $858 million versus the consensus estimate of $804.23 million.

GUIDANCE:

SoFi Technologies sees FY2025 revenue of $3.375 billion, versus the consensus of $3.288 billion. This implies approximately 30% annual growth versus 24% to 27% in our prior guidance. Management expects adjusted EBITDA of approximately $960 million, above prior guidance of $875 to $895 million. This represents an EBITDA margin of 28%. SoFi expects GAAP net income of approximately $370 million, above prior guidance of $320 to $330 million. Lastly, SoFi expects GAAP EPS of approximately $0.31 cents per share, above prior guidance of $0.27 to $0.28 cents per share. This guidance assumes a tax rate of 26% for the remainder of the year.

For earnings history and earnings-related data on SoFi Technologies (SOFI) click here.

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Earnings Guidance