New York Community Bancorp (NYSE: NYCB) reported Q3 EPS of $0.20, in-line with the analyst estimate of $0.20.

• Net income was $106.8 million, relatively unchanged compared to $107.4 million for June 30, 2018.
• Net income available to common shareholders was $98.6 million, also relatively unchanged compared to $99.1 million for June 30, 2018.
• Non-interest expenses declined $27.8 million, or 17% to $134.4 million versus the prior year\'s quarter; on a year-to-date basis they declined $81.3 million, or 16%.
• The efficiency ratio was a solid 49.35%.
• Return on average assets was 0.84% compared to 0.87% in the previous quarter and return on average common stockholders\' equity was 6.26% versus 6.31% at June 30, 2018. (1)
• Return on average tangible assets was 0.89% compared to 0.91% in the prior quarter and return on average tangible common stockholders\' equity was 10.20% compared to 10.30% at June 30, 2018.

For earnings history and earnings-related data on New York Community Bancorp (NYCB) click here.