Evans Bancorp (NYSE: EVBN) reported Q1 EPS of $0.66, $0.16 better than the analyst estimate of $0.50.

• Record net income of $3.1 million, up 84%, or $1.4 million; Earnings per diluted share grew 65% to $0.66
• Net interest income increased 17% to $9.6 million
• Non-interest income of $3.5 million increased 18% on strong insurance business performance
• Return on average stockholders’ equity was 11.59%, a significant increase from 7.43%
• Measurably improved efficiency ratio to 68.56% from 75.78%

For earnings history and earnings-related data on Evans Bancorp (EVBN) click here.