Santander Consumer USA (NYSE: SC) reported Q4 EPS of $0.19, $0.38 worse than the analyst estimate of $0.57. Revenue for the quarter came in at $0 versus the consensus estimate of $1.7 billion.

Fourth quarter 2015 earnings were negatively impacted by lower of cost or market ("LOCM") adjustments on the held for sale personal lending portfolio, driven by seasonal balance increases.

For earnings history and earnings-related data on Santander Consumer USA (SC) click here.