Capital One Financial (NYSE: COF) reported Q4 EPS of $1.68, $0.06 worse than the analyst estimate of $1.74. Revenue for the quarter came in at $5.8 billion versus the consensus estimate of $5.7 billion.

Fourth Quarter 2014 Income Summary:

• Total net revenue increased 3 percent to $5.8 billion.
• Total non-interest expense increased 10 percent to $3.3 billion:
• 30 percent increase in marketing
• 8 percent increase in operating expense
• Pre-provision earnings decreased 5 percent to $2.5 billion.
• Provision for credit losses increased 12 percent to $1.1 billion.
• Mortgage representation & warranty benefit of $41 million ($26 million net of tax) in discontinued operations.

For earnings history and earnings-related data on Capital One Financial (COF) click here.