November 29, 2021 6:50 AM EST

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Prospectus supplement dated November 29, 2021
to the following prospectus(es):
BOA America's FUTURE Annuity II, Nationwide Destination All American Gold, Compass All American Gold, Key All American Gold, M&T All American Gold, Wells Fargo Gold Variable Annuity, BOA Achiever Annuity, America's Horizon Annuity, BOA Future Venue Annuity, Nationwide Heritage Annuity, Nationwide Destination C, BOA Elite Venue Annuity, Nationwide Destination B, Nationwide Destination L, Nationwide Destination EV (2.0), Nationwide Destination EV NY (2.0), Nationwide Destination B (2.0), Nationwide Destination B NY (2.0), Nationwide Destination L (2.0), Nationwide Destination L NY (2.0), Nationwide Destination Navigator (2.0), Nationwide Destination Navigator NY (2.0), Nationwide Destination All American Gold (2.0), Nationwide Destination All American Gold NY (2.0), Nationwide Destination Architect 2.0, Nationwide Destination Future, Nationwide Destination Future NY, America's marketFLEX II Annuity, America's marketFlex Edge Annuity, America's marketFLEX Advisor Annuity, Nationwide Destination Freedom+ Variable Annuity, BOA All American Annuity, M&T All American, Nationwide Advisory Retirement Income Annuity, Nationwide Advisory Retirement Income Annuity - New York, Monument Advisor, Monument Advisor Select, Monument Advisor NY, and Monument Advisor Select NY prospectuses dated May 1, 2021
Nationwide Advisory VUL prospectus dated August 6, 2021
The One Investor Annuity prospectus dated May 1, 2016
BOA Choice Venue Annuity II, Nationwide Income Architect Annuity, Nationwide Destination EV, Nationwide Destination Navigator, and Nationwide Destination Navigator (New York) prospectuses dated May 1, 2013
Schwab Income Choice Variable Annuity prospectus dated May 1, 2012
Schwab Custom Solutions Variable Annuity prospectus dated May 1, 2010
This supplement updates certain information contained in your prospectus. Please read it and keep it with your prospectus for future reference.
The following disclosure changes are made to the prospectus:
1. The prospectus offers the following underlying mutual fund as an investment option under the contract/policy.
Effective on or about December 6, 2021 (the "Effective Date"), the name of the investment option is updated as indicated below:
Nationwide Variable Insurance Trust – NVIT Wells Fargo Discovery Fund: Class II Nationwide Variable Insurance Trust – NVIT Allspring Discovery Fund: Class II
2. On the Effective Date, the Sub-Advisor, Wells Capital Management, LLC will be renamed to Allspring Global Investments.

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