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Form 13F-HR Silver Oak Advisory Grou For: Jun 30

August 11, 2022 2:43 PM EDT

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F COVER PAGE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

Report for the Calendar Year or Quarter Ended: 06-30-2022
Check here if Amendment   Amendment Number:
This Amendment (Check only one.):   is a restatement.
  adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Silver Oak Advisory Group, Inc.
Address: 1130 SW MORRISON STREET
SUITE 312
PORTLAND , OR97205
Form 13F File Number: 028-22143

The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:
Name: Cindi Hill
Title: Filing Agent
Phone: 6197955986
Signature, Place, and Date of Signing:
Cindi Hill San Diego , CA 08-11-2022
[Signature] [City, State] [Date]
Report Type (Check only one.):
X 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager are reported in this report.)
  13F NOTICE. (Check here if no holdings reported are in this report, and all holdings are reported by other reporting manager(s).)
  13F COMBINATION REPORT. (Check here if a portion of the holdings for this reporting manager are reported in this report and a portion are reported by other reporting manager(s).)
Form 13F Summary Page
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 55
Form 13F Information Table Value Total: 141,114
(thousands)
List of Other Managers Reporting for this Manager:
[If there are no entries in this list, omit this section.]
Form 13F File Number Name

List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional investment managers with respect to which this report is filed, other than the manager filing this report.
[If there are no entries in this list, state “NONE” and omit the column headings and list entries.]
No. Form 13F File Number Name

The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Expires: July 31, 2015
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBVIE INC COM 00287Y109 353 2,303 SH SOLE 0 0 0 2,303
ALPHABET INC CAP STK CL A 02079K305 427 196 SH SOLE 0 0 0 196
AMERICAN ELEC PWR CO INC COM 025537101 240 2,499 SH SOLE 0 0 0 2,499
APPLE INC COM 037833100 537 3,925 SH SOLE 0 0 0 3,925
COSTCO WHSL CORP NEW COM 22160K105 278 581 SH SOLE 0 0 0 581
CSX CORP COM 126408103 232 7,977 SH SOLE 0 0 0 7,977
DIMENSIONAL ETF TRUST US EQUITY ETF 25434V401 1,186 29,111 SH SOLE 0 0 0 29,111
DIMENSIONAL ETF TRUST US CORE EQUITY 2 25434V708 5,607 240,626 SH SOLE 0 0 0 240,626
DIMENSIONAL ETF TRUST US TARGETED VLU 25434V609 361 8,981 SH SOLE 0 0 0 8,981
DIMENSIONAL ETF TRUST WORLD EX US CORE 25434V880 6,318 294,675 SH SOLE 0 0 0 294,675
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724 922 29,192 SH SOLE 0 0 0 29,192
EXXON MOBIL CORP COM 30231G102 331 3,865 SH SOLE 0 0 0 3,865
GLACIER BANCORP INC NEW COM 37637Q105 981 20,695 SH SOLE 0 0 0 20,695
INTEL CORP COM 458140100 206 5,502 SH SOLE 0 0 0 5,502
ISHARES TR CORE S&P500 ETF 464287200 450 1,188 SH SOLE 0 0 0 1,188
ISHARES TR RUS 1000 ETF 464287622 228 1,096 SH SOLE 0 0 0 1,096
ISHARES TR DOW JONES US ETF 464287846 268 2,901 SH SOLE 0 0 0 2,901
ISHARES TR CORE US AGGBD ET 464287226 235 2,315 SH SOLE 0 0 0 2,315
ISHARES TR ESG AW MSCI EAFE 46435G516 219 3,486 SH SOLE 0 0 0 3,486
JOHNSON & JOHNSON COM 478160104 246 1,385 SH SOLE 0 0 0 1,385
LILLY ELI & CO COM 532457108 324 999 SH SOLE 0 0 0 999
MICROSOFT CORP COM 594918104 964 3,755 SH SOLE 0 0 0 3,755
NIKE INC CL B 654106103 292 2,859 SH SOLE 0 0 0 2,859
NUSHARES ETF TR NUVEEN ESG US 67092P870 822 35,956 SH SOLE 0 0 0 35,956
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 3,941 89,173 SH SOLE 0 0 0 89,173
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 511 16,241 SH SOLE 0 0 0 16,241
SPDR GOLD TR GOLD SHS 78463V107 239 1,417 SH SOLE 0 0 0 1,417
SPDR S&P 500 ETF TR TR UNIT 78462F103 864 2,289 SH SOLE 0 0 0 2,289
UNION PAC CORP COM 907818108 250 1,171 SH SOLE 0 0 0 1,171
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828 909 5,348 SH SOLE 0 0 0 5,348
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778 7,194 46,739 SH SOLE 0 0 0 46,739
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827 12,098 157,547 SH SOLE 0 0 0 157,547
VANGUARD BD INDEX FDS INTERMED TERM 921937819 3,470 44,683 SH SOLE 0 0 0 44,683
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835 34,797 462,358 SH SOLE 0 0 0 462,358
VANGUARD CHARLOTTE FDS TOTAL INT BD ETF 92203J407 17,127 345,729 SH SOLE 0 0 0 345,729
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 209 603 SH SOLE 0 0 0 603
VANGUARD INDEX FDS VALUE ETF 922908744 699 5,300 SH SOLE 0 0 0 5,300
VANGUARD INDEX FDS SM CP VAL ETF 922908611 530 3,535 SH SOLE 0 0 0 3,535
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 6,288 69,010 SH SOLE 0 0 0 69,010
VANGUARD INDEX FDS SMALL CP ETF 922908751 660 3,748 SH SOLE 0 0 0 3,748
VANGUARD INDEX FDS GROWTH ETF 922908736 336 1,507 SH SOLE 0 0 0 1,507
VANGUARD INDEX FDS LARGE CAP ETF 922908637 738 4,283 SH SOLE 0 0 0 4,283
VANGUARD INDEX FDS TOTAL STK MKT 922908769 6,167 32,697 SH SOLE 0 0 0 32,697
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 437 10,497 SH SOLE 0 0 0 10,497
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 593 11,873 SH SOLE 0 0 0 11,873
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 310 3,008 SH SOLE 0 0 0 3,008
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 989 11,592 SH SOLE 0 0 0 11,592
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 2,650 52,869 SH SOLE 0 0 0 52,869
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746 9,695 194,212 SH SOLE 0 0 0 194,212
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 250 3,273 SH SOLE 0 0 0 3,273
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 943 11,785 SH SOLE 0 0 0 11,785
VANGUARD STAR FDS VG TL INTL STK F 921909768 3,900 75,574 SH SOLE 0 0 0 75,574
VANGUARD TAX-MANAGED INTL FD VAN FTSE DEV MKT 921943858 299 7,320 SH SOLE 0 0 0 7,320
VANGUARD WORLD FD ESG US STK ETF 921910733 239 3,602 SH SOLE 0 0 0 3,602
VANGUARD WORLD FD ESG INTL STK ETF 921910725 1,755 35,797 SH SOLE 0 0 0 35,797


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