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Form 497 ZALICO VARIABLE ANNUITY

August 9, 2022 9:39 AM EDT

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Zurich Advantage III

Supplement dated August 9, 2022

to the

Prospectus dated May 2, 2022

Issued By

Zurich American Life Insurance Company

through its

ZALICO Variable Annuity Separate Account

Effective immediately, the current net expense for the American Century VP Value Fund is revised from 0.73% to 0.71%. In your prospectus, under the section “Appendix A Portfolios Available Under the Contract,” the information in the table for the American Century VP Value Fund is deleted and replaced with the following:

 

Portfolio Objective  

Portfolio Name

Adviser/Sub-Adviser

  Current
Expenses
 

Average Annual

Total Returns

(as of December 31, 2021)

 

 

1

  Year  

 

5

  Year  

 

10

  Year  

Seeks long-term capital growth. Income is a secondary objective.  

American Century VP Value Fund – Class I (1)

Advised by American Century Investment Management, Inc.

 

  0.71%   24.51%   9.55%   12.03%

 

  (1)

This Portfolio’s annual expenses reflect temporary fee reductions pursuant to an expense reimbursement or fee waiver arrangement.

This Supplement Should Be Retained with Your Prospectus for Future Reference.

ADVIII_080522



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