Form 424B3 Prosper Funding LLC
Listing Report: Supplement No.
92 dated
Aug 03, 2022 to Prospectus dated
Jun 03, 2022
File pursuant to Rule 424(b)(3)
Registration Statement Nos. 333-257739 and 333-257739-01
Prosper Funding LLC
Borrower Payment Dependent Notes
Prosper Marketplace, Inc.
PMI Management Rights
Prosper Marketplace, Inc.
PMI Management Rights
This Listing Report supplements the prospectus dated
Jun 03, 2022
and provides information about each loan request (referred to as a "listing") and series of
Borrower Payment Dependent Notes (the "Notes") Prosper Funding LLC is currently offering.
Prospective investors should read this Listing Report supplement together with the prospectus dated
Jun 03, 2022
to understand the terms and conditions of the Notes and how they are offered,
as well as the risks of investing in Notes. As described in the prospectus dated
Jun 03, 2022,
each Note will come attached with a PMI Management Right issued by Prosper Marketplace, Inc.
The following series of Notes are currently being offered:
Borrower Payment Dependent Notes Series
12928134
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Minimum Amount to Fund: | $4,900 | Term: | 60 months | Initial Status: | F |
Investor yield: | 14.80% | Borrower rate/APR: | 15.80% / 18.17% | Monthly payment: | $169.48 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.75% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | Apr-2017 | Debt/Income ratio: | 15% |
TU FICO range: | 680-699 (Jul-2022) | Inquiries last 6m: | 1 | Employment status: | Self-employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 3y 6m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $9,283 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 37% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12925779
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Minimum Amount to Fund: | $4,900 | Term: | 60 months | Initial Status: | F |
Investor yield: | 27.90% | Borrower rate/APR: | 28.90% / 31.61% | Monthly payment: | $221.77 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 15.77% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2009 | Debt/Income ratio: | 46% |
TU FICO range: | 640-659 (Jul-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 4y 1m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,339 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 98% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12925206
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Minimum Amount to Fund: | $3,500 | Term: | 36 months | Initial Status: | F |
Investor yield: | 14.75% | Borrower rate/APR: | 15.75% / 19.44% | Monthly payment: | $175.17 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.75% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Jul-2020 | Debt/Income ratio: | 11% |
TU FICO range: | 720-739 (Jul-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 17y 4m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $325 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12917221
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Minimum Amount to Fund: | $3,500 | Term: | 36 months | Initial Status: | F |
Investor yield: | 10.70% | Borrower rate/APR: | 11.70% / 15.30% | Monthly payment: | $165.36 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.10% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Oct-2019 | Debt/Income ratio: | 25% |
TU FICO range: | 660-679 (Jul-2022) | Inquiries last 6m: | 0 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 7y 4m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,619 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 39% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12915756
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Minimum Amount to Fund: | $3,500 | Term: | 36 months | Initial Status: | F |
Investor yield: | 27.80% | Borrower rate/APR: | 28.80% / 32.80% | Monthly payment: | $208.98 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.74% - 15.77% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2019 | Debt/Income ratio: | 9% |
TU FICO range: | 600-619 (Jul-2022) | Inquiries last 6m: | 6 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 7m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,582 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 48% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12915673
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Term: | 36 months | Initial Status: | F | ||
Investor yield: | 10.61% | Borrower rate/APR: | 11.61% / 15.21% | Monthly payment: | $99.09 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.39% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jun-2011 | Debt/Income ratio: | 17% |
TU FICO range: | 780-799 (Jul-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 11 / 11 | Length of status: | 9y 7m |
Amount delinquent: | $0 | Total credit lines: | 23 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $326 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 1% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12911794
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $5,500.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Minimum Amount to Fund: | $3,850 | Term: | 36 months | Initial Status: | F |
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $168.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.15% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Sep-2013 | Debt/Income ratio: | 8% |
TU FICO range: | 740-759 (Jul-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 0y 9m |
Amount delinquent: | $0 | Total credit lines: | 33 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,722 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 2% | ||
Has Mortgage: | Yes | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12910456
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Minimum Amount to Fund: | $7,000 | Term: | 60 months | Initial Status: | F |
Investor yield: | 14.20% | Borrower rate/APR: | 15.20% / 17.56% | Monthly payment: | $238.95 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.75% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 6 | First credit line: | Mar-2012 | Debt/Income ratio: | 40% |
TU FICO range: | 680-699 (Jul-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 16 | Length of status: | 5y 11m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $30,948 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 64% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12909595
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $9,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Minimum Amount to Fund: | $6,300 | Term: | 36 months | Initial Status: | F |
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $339.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.59% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 2 | First credit line: | Dec-2015 | Debt/Income ratio: | 26% |
TU FICO range: | 680-699 (Jul-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 4m |
Amount delinquent: | $0 | Total credit lines: | 12 | Occupation: | Executive |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $8,323 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 103% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12736964
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Term: | 60 months | Initial Status: | F | ||
Investor yield: | 13.58% | Borrower rate/APR: | 14.58% / 16.92% | Monthly payment: | $282.84 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.33% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 10 | First credit line: | Dec-2005 | Debt/Income ratio: | 34% |
TU FICO range: | 720-739 (Aug-2022) | Inquiries last 6m: | 2 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 22 / 22 | Length of status: | 28y 10m |
Amount delinquent: | $0 | Total credit lines: | 40 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $14,126 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 18% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12736679
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Term: | 36 months | Initial Status: | F | ||
Investor yield: | 12.86% | Borrower rate/APR: | 13.86% / 17.51% | Monthly payment: | $1,193.84 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.33% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Oct-2002 | Debt/Income ratio: | 50% |
TU FICO range: | 700-719 (Aug-2022) | Inquiries last 6m: | 1 | Employment status: | Other |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 6y 10m |
Amount delinquent: | $0 | Total credit lines: | 22 | Occupation: | Not available |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $23,387 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 97% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12736589
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Minimum Amount to Fund: | $7,000 | Term: | 36 months | Initial Status: | F |
Investor yield: | 12.65% | Borrower rate/APR: | 13.65% / 17.29% | Monthly payment: | $340.08 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.33% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Mar-2015 | Debt/Income ratio: | 9% |
TU FICO range: | 720-739 (Aug-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,007 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 38% | ||
Has Mortgage: | No | Borrower's state: | Massachusetts |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12736460
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Minimum Amount to Fund: | $2,800 | Term: | 36 months | Initial Status: | F |
Investor yield: | 18.25% | Borrower rate/APR: | 19.25% / 23.02% | Monthly payment: | $147.13 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | May-2020 | Debt/Income ratio: | 18% |
TU FICO range: | 700-719 (Aug-2022) | Inquiries last 6m: | 5 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 4m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,566 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 43% | ||
Has Mortgage: | No | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12736412
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Term: | 36 months | Initial Status: | F | ||
Investor yield: | 11.06% | Borrower rate/APR: | 12.06% / 15.67% | Monthly payment: | $99.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.38% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2006 | Debt/Income ratio: | 15% |
TU FICO range: | 720-739 (Aug-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 24y 7m |
Amount delinquent: | $0 | Total credit lines: | 20 | Occupation: | Sales - Retail |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $44,242 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 99% | ||
Has Mortgage: | Yes | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12736223
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Term: | 36 months | Initial Status: | F | ||
Investor yield: | 16.10% | Borrower rate/APR: | 17.10% / 20.82% | Monthly payment: | $71.41 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.70% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2015 | Debt/Income ratio: | 6% |
TU FICO range: | 640-659 (Aug-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Teacher |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $269 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 54% | ||
Has Mortgage: | No | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12731537
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Minimum Amount to Fund: | $14,000 | Term: | 36 months | Initial Status: | F |
Investor yield: | 20.00% | Borrower rate/APR: | 21.00% / 24.81% | Monthly payment: | $753.50 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.59% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2015 | Debt/Income ratio: | 32% |
TU FICO range: | 760-779 (Aug-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 7m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,774 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 12% | ||
Has Mortgage: | Yes | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12730967
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Minimum Amount to Fund: | $17,500 | Term: | 60 months | Initial Status: | F |
Investor yield: | 8.95% | Borrower rate/APR: | 9.95% / 12.19% | Monthly payment: | $530.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.39% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 8 | First credit line: | May-2008 | Debt/Income ratio: | 19% |
TU FICO range: | 740-759 (Aug-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 38y 5m |
Amount delinquent: | $0 | Total credit lines: | 31 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $32,373 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 35% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12723299
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Minimum Amount to Fund: | $3,500 | Term: | 36 months | Initial Status: | F |
Investor yield: | 28.00% | Borrower rate/APR: | 29.00% / 33.00% | Monthly payment: | $209.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.74% - 15.77% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Aug-2019 | Debt/Income ratio: | 15% |
TU FICO range: | 600-619 (Jul-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 6m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Administrative Assistant |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,471 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | ||
Has Mortgage: | No | Borrower's state: | Texas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12722393
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Minimum Amount to Fund: | $7,700 | Term: | 36 months | Initial Status: | F |
Investor yield: | 17.00% | Borrower rate/APR: | 18.00% / 21.74% | Monthly payment: | $397.68 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.75% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2013 | Debt/Income ratio: | 16% |
TU FICO range: | 700-719 (Jul-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 1y 0m |
Amount delinquent: | $0 | Total credit lines: | 17 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $708 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | Not available | ||
Has Mortgage: | No | Borrower's state: | Illinois |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12721391
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | C | Listing Duration: | 14 days |
Minimum Amount to Fund: | $2,800 | Term: | 36 months | Initial Status: | F |
Investor yield: | 14.70% | Borrower rate/APR: | 15.70% / 19.39% | Monthly payment: | $140.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.27% - 9.75% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Dec-2008 | Debt/Income ratio: | 6% |
TU FICO range: | 680-699 (Jul-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Professional |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,133 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 101% | ||
Has Mortgage: | No | Borrower's state: | Virginia |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12720539
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Minimum Amount to Fund: | $3,500 | Term: | 36 months | Initial Status: | F |
Investor yield: | 12.65% | Borrower rate/APR: | 13.65% / 17.29% | Monthly payment: | $170.04 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.10% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 9 | First credit line: | Feb-2019 | Debt/Income ratio: | 16% |
TU FICO range: | 720-739 (Jul-2022) | Inquiries last 6m: | Not available | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 11m |
Amount delinquent: | $0 | Total credit lines: | 5 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,919 | Stated income: | $1-24,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 30% | ||
Has Mortgage: | No | Borrower's state: | Florida |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12719789
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Minimum Amount to Fund: | $2,100 | Term: | 36 months | Initial Status: | F |
Investor yield: | 11.06% | Borrower rate/APR: | 12.06% / 15.67% | Monthly payment: | $99.73 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.10% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Dec-1987 | Debt/Income ratio: | 13% |
TU FICO range: | 660-679 (Jul-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 12 / 12 | Length of status: | 8y 11m |
Amount delinquent: | $0 | Total credit lines: | 16 | Occupation: | Postal Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $21,589 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 49% | ||
Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12719633
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Minimum Amount to Fund: | $3,500 | Term: | 36 months | Initial Status: | F |
Investor yield: | 28.00% | Borrower rate/APR: | 29.00% / 33.00% | Monthly payment: | $209.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.74% - 15.77% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Nov-2017 | Debt/Income ratio: | 25% |
TU FICO range: | 600-619 (Jul-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 6 / 6 | Length of status: | 1y 11m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $10,140 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 76% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12717239
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $5,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Minimum Amount to Fund: | $3,500 | Term: | 36 months | Initial Status: | F |
Investor yield: | 26.54% | Borrower rate/APR: | 27.54% / 31.50% | Monthly payment: | $205.58 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.74% - 15.77% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Mar-2017 | Debt/Income ratio: | 10% |
TU FICO range: | 600-619 (Jul-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 2y 6m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Sales - Commission |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,198 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 91% | ||
Has Mortgage: | No | Borrower's state: | Delaware |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Home Improvement
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12717083
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Minimum Amount to Fund: | $2,800 | Term: | 36 months | Initial Status: | F |
Investor yield: | 17.50% | Borrower rate/APR: | 18.50% / 22.25% | Monthly payment: | $145.61 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.59% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2013 | Debt/Income ratio: | 25% |
TU FICO range: | 680-699 (Jul-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 0y 7m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Medical Technician |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,015 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 100% | ||
Has Mortgage: | No | Borrower's state: | Arizona |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Large Purchase
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12944973
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $12,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Term: | 36 months | Initial Status: | F | ||
Investor yield: | 8.91% | Borrower rate/APR: | 9.91% / 13.47% | Monthly payment: | $386.70 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.38% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Oct-2011 | Debt/Income ratio: | 5% |
TU FICO range: | 680-699 (Aug-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 8y 8m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Analyst |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $320 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 3 | Bankcard utilization: | 2% | ||
Has Mortgage: | No | Borrower's state: | New Jersey |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12944931
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $3,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Minimum Amount to Fund: | $2,100 | Term: | 36 months | Initial Status: | F |
Investor yield: | 20.50% | Borrower rate/APR: | 21.50% / 25.32% | Monthly payment: | $113.80 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.15% - 11.59% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 4 | First credit line: | Feb-2009 | Debt/Income ratio: | 27% |
TU FICO range: | 660-679 (Aug-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 7y 0m |
Amount delinquent: | $0 | Total credit lines: | 13 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $11,165 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 101% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12944679
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Minimum Amount to Fund: | $7,700 | Term: | 36 months | Initial Status: | F |
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $336.14 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.08% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Aug-2008 | Debt/Income ratio: | 16% |
TU FICO range: | 740-759 (Aug-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 0y 0m |
Amount delinquent: | $0 | Total credit lines: | 8 | Occupation: | Self Employed |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $3,452 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 22% | ||
Has Mortgage: | No | Borrower's state: | Connecticut |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12944433
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $25,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Term: | 60 months | Initial Status: | F | ||
Investor yield: | 22.74% | Borrower rate/APR: | 23.74% / 26.31% | Monthly payment: | $715.40 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.15% - 11.59% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Sep-2011 | Debt/Income ratio: | 16% |
TU FICO range: | 660-679 (Jul-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 18 / 18 | Length of status: | 14y 2m |
Amount delinquent: | $0 | Total credit lines: | 48 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $143,300 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 54% | ||
Has Mortgage: | Yes | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12944418
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $20,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Minimum Amount to Fund: | $14,000 | Term: | 36 months | Initial Status: | F |
Investor yield: | 9.95% | Borrower rate/APR: | 10.95% / 14.53% | Monthly payment: | $654.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.33% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Dec-2006 | Debt/Income ratio: | 26% |
TU FICO range: | 720-739 (Aug-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 3 / 3 | Length of status: | 14y 4m |
Amount delinquent: | $0 | Total credit lines: | 14 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $356 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 4 | Bankcard utilization: | 10% | ||
Has Mortgage: | No | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12944400
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $6,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Minimum Amount to Fund: | $4,200 | Term: | 36 months | Initial Status: | F |
Investor yield: | 8.95% | Borrower rate/APR: | 9.95% / 13.51% | Monthly payment: | $193.46 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.38% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Mar-2020 | Debt/Income ratio: | 22% |
TU FICO range: | 760-779 (Aug-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 4 / 4 | Length of status: | 2y 11m |
Amount delinquent: | $0 | Total credit lines: | 4 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $1 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 0% | ||
Has Mortgage: | No | Borrower's state: | Wisconsin |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Household Expenses
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12944250
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $35,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Term: | 60 months | Initial Status: | F | ||
Investor yield: | 8.13% | Borrower rate/APR: | 9.13% / 11.35% | Monthly payment: | $728.75 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.08% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Jan-2003 | Debt/Income ratio: | 21% |
TU FICO range: | 700-719 (Aug-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 9 / 9 | Length of status: | 28y 7m |
Amount delinquent: | $0 | Total credit lines: | 32 | Occupation: | Construction |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $17,057 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 51% | ||
Has Mortgage: | Yes | Borrower's state: | New York |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12939447
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Term: | 36 months | Initial Status: | F | ||
Investor yield: | 18.90% | Borrower rate/APR: | 19.90% / 23.68% | Monthly payment: | $74.23 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.59% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Feb-2013 | Debt/Income ratio: | 12% |
TU FICO range: | 660-679 (Jul-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 15 / 15 | Length of status: | 3y 11m |
Amount delinquent: | $0 | Total credit lines: | 19 | Occupation: | Food Service Management |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $6,305 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 60% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12931768
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $2,500.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Term: | 60 months | Initial Status: | F | ||
Investor yield: | 25.30% | Borrower rate/APR: | 26.30% / 28.94% | Monthly payment: | $75.30 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 15.77% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Dec-2017 | Debt/Income ratio: | 45% |
TU FICO range: | 680-699 (Aug-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 8 / 8 | Length of status: | 0y 8m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Food Service |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $4,954 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 62% | ||
Has Mortgage: | No | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12931506
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $10,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Minimum Amount to Fund: | $7,000 | Term: | 36 months | Initial Status: | F |
Investor yield: | 18.10% | Borrower rate/APR: | 19.10% / 22.86% | Monthly payment: | $367.07 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.14% - 11.59% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | May-2000 | Debt/Income ratio: | 30% |
TU FICO range: | 660-679 (Jul-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 23 / 23 | Length of status: | 3y 2m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $19,184 | Stated income: | $100,000+ |
Delinquencies in last 7y: | 2 | Bankcard utilization: | 99% | ||
Has Mortgage: | Yes | Borrower's state: | Missouri |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12931441
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $2,000.00 | Prosper Rating: | D | Listing Duration: | 14 days |
Term: | 36 months | Initial Status: | F | ||
Investor yield: | 17.20% | Borrower rate/APR: | 18.20% / 21.94% | Monthly payment: | $72.51 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.15% - 11.59% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 3 | First credit line: | Sep-2012 | Debt/Income ratio: | 10% |
TU FICO range: | 700-719 (Aug-2022) | Inquiries last 6m: | 3 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 5 / 5 | Length of status: | 8y 10m |
Amount delinquent: | $0 | Total credit lines: | 10 | Occupation: | Skilled Labor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $606 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 64% | ||
Has Mortgage: | No | Borrower's state: | Ohio |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12931396
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | B | Listing Duration: | 14 days |
Minimum Amount to Fund: | $4,900 | Term: | 36 months | Initial Status: | F |
Investor yield: | 10.45% | Borrower rate/APR: | 11.45% / 15.04% | Monthly payment: | $230.67 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.75% - 8.33% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 5 | First credit line: | Dec-2019 | Debt/Income ratio: | 29% |
TU FICO range: | 720-739 (Aug-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 2y 2m |
Amount delinquent: | $0 | Total credit lines: | 7 | Occupation: | Tradesman - Mechanic |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,249 | Stated income: | $25,000-49,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 58% | ||
Has Mortgage: | No | Borrower's state: | Indiana |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12931336
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $11,000.00 | Prosper Rating: | AA | Listing Duration: | 14 days |
Term: | 36 months | Initial Status: | F | ||
Investor yield: | 5.30% | Borrower rate/APR: | 6.30% / 7.95% | Monthly payment: | $336.14 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.38% - 6.08% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 11 | First credit line: | Apr-2005 | Debt/Income ratio: | 32% |
TU FICO range: | 780-799 (Aug-2022) | Inquiries last 6m: | 0 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 10y 6m |
Amount delinquent: | $0 | Total credit lines: | 26 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $5,349 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 31% | ||
Has Mortgage: | Yes | Borrower's state: | Kansas |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Medical / Dental
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12931180
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | E | Listing Duration: | 14 days |
Term: | 60 months | Initial Status: | F | ||
Investor yield: | 27.13% | Borrower rate/APR: | 28.13% / 30.82% | Monthly payment: | $124.86 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.87% - 15.77% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Sep-2010 | Debt/Income ratio: | 23% |
TU FICO range: | 660-679 (Aug-2022) | Inquiries last 6m: | 2 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 13 / 13 | Length of status: | 5y 0m |
Amount delinquent: | $0 | Total credit lines: | 42 | Occupation: | Other |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $18,257 | Stated income: | $75,000-99,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 99% | ||
Has Mortgage: | Yes | Borrower's state: | Tennessee |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12931093
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $7,000.00 | Prosper Rating: | A | Listing Duration: | 14 days |
Term: | 36 months | Initial Status: | F | ||
Investor yield: | 10.41% | Borrower rate/APR: | 11.41% / 15.00% | Monthly payment: | $230.53 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.61% - 8.38% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 7 | First credit line: | Jun-2009 | Debt/Income ratio: | 30% |
TU FICO range: | 720-739 (Aug-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 10 / 10 | Length of status: | 0y 3m |
Amount delinquent: | $0 | Total credit lines: | 11 | Occupation: | Professor |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $13,781 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 0 | Bankcard utilization: | 29% | ||
Has Mortgage: | No | Borrower's state: | Pennsylvania |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Other
Information in the Description is not verified.
Borrower Payment Dependent Notes Series
12931014
The following information pertains to the borrower loan being requested, that corresponds to the
series of Notes to be issued upon the funding of the borrower loan, in the event the listing
receives commitments to purchase Notes in an amount that equals or exceeds the minimum amount
required for the loan to fund.
Amount: | $4,000.00 | Prosper Rating: | HR | Listing Duration: | 14 days |
Minimum Amount to Fund: | $2,800 | Term: | 36 months | Initial Status: | F |
Investor yield: | 29.80% | Borrower rate/APR: | 30.80% / 34.84% | Monthly payment: | $171.56 |
Investor servicing fee: | 1.00% | Historical Return*: | 3.74% - 15.77% | ||
* Historical Return Range for Single or Multiple Prosper Ratings (e.g., Loan Listing, Auto Invest)
Represents the Historical Return Range for the Prosper Rating or mix of Prosper Ratings (as applicable) as of
July 31, 2022.
Historical Returns are based on actual payments (other than principal) received by the investor net of fees and losses
(including from charged-off loans).
To be included in the historical return (“Historical Return”) calculation, the loan must have originated
(a) on or after July 1, 2009, and
(b) at least 12 months prior to the calculation date.
We calculate the Historical Return for loans originated through Prosper as follows.
First, loans are separated into distinct “Groups” based on the specific month and year in which
they were originated and their Prosper Rating or mix of Prosper Ratings (as applicable) at origination.
For each Group, we calculate: (a) the sum of the interest paid, plus late fees, minus servicing fees,
minus collection fees, in each case on active loans, plus net recoveries on charged-off or defaulted loans,
plus net debt sale proceeds on sold loans, minus gross principal losses; divided by
(b) the sum of the principal balances outstanding on active loans at the end of each day since origination.
We then annualize the result to get the “Historical Return” for the Group. Once this calculation is performed for every Group,
we compute the 10th and 90th cumulative-outstanding-principal-dollar-weighted percentiles of the Historical Returns
of the Groups within each Prosper Rating or mix of Prosper Ratings (as applicable) to get the “Historical Return Range”
of the relevant Prosper Rating or mix of Prosper Ratings. For purposes of this calculation,
“active” means loans that are current in payments or delinquent less than 120 days; loans that have paid off,
charged-off or are in default are not considered active.
The Historical Return calculation (a) is updated monthly; and
(b) excludes the impact of servicing related non-cash corrective adjustments that
may modify the outstanding balance or status of a borrower loan.
The actual return on any Note depends on the prepayment and delinquency pattern of the loan underlying each Note,
which is highly uncertain. Individual results may vary.
Historical performance is no guarantee of future results and the information presented
is not intended to be investment advice or a guarantee about the performance of any Note.
Borrower's Credit Profile
Prosper score (1-11): | 1 | First credit line: | Apr-2007 | Debt/Income ratio: | 35% |
TU FICO range: | 620-639 (Jul-2022) | Inquiries last 6m: | 1 | Employment status: | Employed |
Current delinquencies: | 0 | Current / open credit lines: | 7 / 7 | Length of status: | 4y 2m |
Amount delinquent: | $0 | Total credit lines: | 15 | Occupation: | Nurse (RN) |
Public records last 24m/10y: | Not available / 0 | Revolving credit balance: | $2,748 | Stated income: | $50,000-74,999 |
Delinquencies in last 7y: | 1 | Bankcard utilization: | 89% | ||
Has Mortgage: | No | Borrower's state: | California |
Credit information was obtained from borrower's credit report and displayed without having been verified.
Employment and income was provided by borrower and displayed without having been verified.
"Not available" indicates the information could not be obtained by the credit bureau.
"Not available" indicates the information could not be obtained by the credit bureau.
Description
Debt Consolidation
Information in the Description is not verified.
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