Form 424B3 1st FRANKLIN FINANCIAL

Filed Pursuant to Rule 424(b)(3)

SEC File #333-237642

Prospectus Supplement

Dated August 15, 2022 (to Prospectus dated April 30, 2021)

1^st FRANKLIN FINANCIAL CORPORATION

This Prospectus Supplement is part of, and should be read in conjunction with, the Prospectus dated April 30, 2021.

This Prospectus Supplement includes the quarterly report to investors filed as Exhibit 13 to the Quarterly Report on Form 10-Q for the three and six-month periods ended June 30, 2022 of 1^st Franklin Financial Corporation, filed with the Securities and Exchange Commission on August 15, 2022.