Bread Financial Holdings, Inc. (BFH) Obtains Inaugural Holding Company Issuer Credit Ratings

November 27, 2023 2:07 PM EST

Bread Financial Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions, today announced it has obtained inaugural Holding Company issuer credit ratings from Fitch, Moody’s and S&P Global. The following credit ratings were assigned this morning with stable outlooks.

Rating Agency

Holding Company Credit Rating





S&P Global


“Today’s announcement marks another milestone in our transformation, reflecting the significant progress we have made to strengthen Bread Financial’s balance sheet, including capital metric improvement and debt reduction,” said Ralph Andretta, president and chief executive officer of Bread Financial. “Obtaining inaugural Holding Company ratings further expands our financing opportunities. We remain focused and committed to enhancing our funding flexibility, strengthening financial resilience, and driving long-term value creation.”

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