VSBN Income Statement

Click line-items for a historical chart and %
Interest and dividend income:
Loans receivable 1.4M
Investment securities 629.91K
Other interest earning assets 40.53K
Total interest income 2.07M
Interest expense:
NOW 15.32K
Money market 50.6K
Savings 18.5K
Time 128.59K
Total interest expense 213.01K
Net interest income 1.86M
Provision for loan loss 120K
Net interest income after provision for loan loss 1.74M
Non-interest income:
Loan fees 12.46K
Service charges on deposits 508.75K
Net rental income 16.99K
Other income 72.41K
Total non-interest income 610.6K
Non-interest expenses:
Salaries and benefits 949.36K
Occupancy expenses 327.74K
Legal expense 61.86K
Professional fees 88.77K
Computer expense 73.78K
Directors’ fees 56.35K
FDIC and NYSBD assessments 57K
Other expenses 345.43K
Total non-interest expenses 1.96M
Income before income taxes 386.87K
Provision/(benefit) for income taxes:
Current 2.29K
Deferred 174.71K
Total provision for income taxes 177K
Net income 209.87K
Basic (in Dollars per share) 0.12
Diluted (in Dollars per share) 0.12
Comprehensive income
Book value per common share

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