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- Summary
- Chart
- Profile
- Historical


- Earnings
- Dividends (1.5% Yield)


Income Statement
Balance Sheet
Cash Flow Statement


- Analyst Ratings
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- Guidance
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VSBN Income Statement

Click line-items for a historical chart and %
Interest and dividend income:
Loans receivable 1.31M
Investment securities 817.65K
Other interest earning assets 39.72K
Total interest income 2.17M
Interest expense:
NOW 15.11K
Money market 57.05K
Savings 20.03K
Time 113.5K
Total interest expense 205.69K
Net interest income 1.96M
Provision for loan loss 45K
Net interest income after provision for loan loss 1.92M
Non-interest income:
Loan fees 13.4K
Service charges on deposits 630.61K
Net rental income 17.67K
Other income 52.69K
Total non-interest income 714.37K
Non-interest expenses:
Salaries and benefits 947.83K
Occupancy expenses 340K
Legal expense 85.48K
Professional fees 105.98K
Computer expense 70.72K
Directors’ fees 53.38K
FDIC and NYSBD assessments 60.5K
Other expenses 340.25K
Total non-interest expenses 2M
Income before income taxes 629.02K
Provision/(benefit) for income taxes:
Current 323.09K
Deferred -35.31K
Total provision for income taxes 287.78K
Net income 341.24K
Basic (in Dollars per share) 0.19
Diluted (in Dollars per share) 0.19
Comprehensive income
Book value per common share