| Assets |
| Cash and due from banks |
4.75M |
| Interest-bearing demand deposits |
65.89M |
| Cash and cash equivalents |
70.64M |
| Certificates of deposit in other financial institutions |
| Available-for-sale securities |
29.65M |
| Held-to-maturity securities |
2.28M |
| Loans, net of allowance for loan losses of $2,783 and $2,740 at June 30, 2011 and December 31, 2010, respectively |
292.59M |
| Premises and equipment |
10.92M |
| Federal Home Loan Bank stock |
4.81M |
| Foreclosed assets held for sale, net |
1.83M |
| Intangible assets |
275K |
| Accrued interest receivable |
1.19M |
| Deferred income taxes |
1.03M |
| Bank-owned life insurance |
11.13M |
| Other assets |
1.74M |
| Total assets |
428.07M |
| Deposits |
| Demand |
175.48M |
| Savings |
67.21M |
| Time |
93.45M |
| Total deposits |
336.13M |
| Short-term borrowings |
15.14M |
| Federal Home Loan Bank advances |
32.35M |
| Subordinated debentures |
4M |
| Interest payable and other liabilities |
3.72M |
| Total liabilities |
391.34M |
| Stockholders' Equity |
| Preferred stock, no par value, authorized 2,000,000 shares; no shares issued |
0 |
| Common stock, $1 par value; authorized 10,000,000 shares; issued 5,370,304 shares |
5.38M |
| Additional paid-in capital |
17.52M |
| Retained earnings |
18.63M |
| Stock held by deferred compensation plan; 2011 - 185,636 shares, 2010 - 176,392 shares |
-1.82M |
| Unearned ESOP compensation |
-1.78M |
| Accumulated other comprehensive loss |
-1.16M |
| Treasury stock, at cost 2011 - 14,467 shares, 2010 - 45,717 shares |
-30K |
| Total stockholders' equity |
36.74M |
| Total liabilities and stockholders' equity |
428.07M |
