Interest income: | |
Interest and fees on loans | 3.57M |
Interest and dividends on securities: | |
U.S. Treasuries | 283K |
U.S. Government agencies | 161K |
Mortgage-backed securities | 137K |
States and political subdivisions | |
Other investments | |
Interest on federal funds sold | |
Total interest income | 4.59M |
Interest expense: | |
Deposits | 237K |
Long-term borrowings | |
Federal funds purchased and securities sold under agreements to repurchase | |
Total interest expense | 267K |
Net interest income | 4.33M |
Provision for allowance for losses on loans | 0 |
Net interest income after provision for allowance for losses on loans | |
Non-interest income: | |
Trust department income and fees | 429K |
Service charges on deposit accounts | 946K |
Gain on sales or calls of securities | |
Increase in cash surrender value | |
Gain from redemption of life insurance | |
Other income | 236K |
Total non-interest income | 1.77M |
Non-interest expense: | |
Salaries and employee benefits | 2.78M |
Net occupancy | 559K |
Equipment rentals, depreciation and maintenance | |
FDIC assessments | |
Other expense | 849K |
Total non-interest expense | 5.69M |
Income before income taxes | |
Income tax expense (benefit) | 0 |
Net income | 406K |
Basic and diluted earnings per share | 0.08 |