Interest Income: | |
Interest on mortgage loans | 4.66M |
Interest on commercial loans | 1.39M |
Interest on mortgage-backed securities | 1.41M |
Interest on consumer and other loans | 987K |
Interest on other taxable investments | 369K |
Interest on tax-exempt investments | 182K |
Dividends on investment securities | 1K |
Total interest income | 9.01M |
Interest Expense: | |
Interest on deposits | 1.55M |
Interest on borrowings | 2.42M |
Total interest expense | 3.97M |
Net Interest Income | 5.04M |
Provision for loan losses | 250K |
Net Interest Income after Provision for Loan Losses | 4.79M |
Other Income: | |
Customer service fees | 160K |
Income on bank-owned life insurance | 122K |
Other income | 289K |
Total other income | 571K |
Other Expenses: | |
Salaries and employee benefits | 1.89M |
Occupancy and equipment | 365K |
Deposit insurance premiums | 132K |
Data processing | 186K |
Other | 726K |
Total other expenses | 3.3M |
Income before Income Taxes | 2.06M |
Income tax expense | 697K |
Net Income | 1.36M |
Basic Earnings Per Share | 0.36 |
Diluted Earnings Per Share | 0.36 |
Dividends Per Share | 0.19 |