| ASSETS |
| Cash and due from banks |
38.08M |
| Federal funds sold |
350K |
| Total cash and cash equivalents |
38.43M |
| Securities available for sale, at fair value |
76.84M |
| Securities held to maturity, at amortized cost |
162.21M |
| Federal Home Loan Bank stock, at cost |
979K |
| Loans |
356.43M |
| Allowance for loan losses |
-6.92M |
| Unearned origination fees and costs, net |
| Net loans receivable |
350.1M |
| Premises and equipment |
14.5M |
| Accrued interest receivable |
2.88M |
| Foreclosed real estate |
435K |
| Prepaid expenses and other assets |
3.57M |
| Total assets |
650.18M |
| LIABILITIES AND SHAREHOLDERS' EQUITY |
| Noninterest bearing deposits |
52.69M |
| Interest bearing deposits |
534.03M |
| Total deposits |
586.72M |
| Borrowings from FHLB, short-term |
0 |
| Borrowings from FHLB, long-term |
4M |
| Accrued expenses and other liabilities |
3.62M |
| Total liabilities |
594.34M |
| Shareholders' equity: |
| Preferred stock, Authorized - 1,000,000 shares; Issued - None |
| Common stock, par value $.10 per share; Authorized - 12,000,000 shares Issued - 4,305,670 shares Outstanding - 4,145,828 shares at September 30, 2011 and June 30, 2011; |
431K |
| Additional paid-in capital |
11.16M |
| Retained earnings |
45.04M |
| Accumulated other comprehensive income |
60K |
| Treasury stock, at cost 159,842 shares at September 30, 2011 and June 30, 2011 |
-860K |
| Total shareholders' equity |
55.84M |
| Total liabliities and shareholders' equity |
650.18M |
