| Assets: |
| Cash and due from banks |
| Temporary investments |
| Cash and cash equivalents |
48.86M |
| Investment securities: |
| Held-to-maturity, at amortized cost (fair value of $76,760,000 and $89,760,000) |
11.92M |
| Available-for-sale, at fair value (amortized cost of $700,847,000 and $649,278,000) |
837.73M |
| Total Investment Securities |
849.65M |
| Loans held for sale |
| Loans: |
| Commercial and industrial |
117.97M |
| Secured by real estate: |
| Commercial mortgages |
1.05B |
| Residential mortgages |
1.18B |
| Home equity |
| Consumer |
| Total Loans Gross Carrying Amount |
2.44B |
| Net deferred loan origination costs |
| Total Loans Net of Deferred Income |
| Allowance for loan losses |
| Total Loans Net Reported Amount |
2.42B |
| Federal Home Loan Bank stock, at cost |
| Bank premises and equipment, net |
32M |
| Prepaid income taxes |
| Deferred income tax benefits |
| Bank-owned life insurance |
32.88M |
| Pension plan assets, net |
14.51M |
| Prepaid FDIC assessment |
| Other assets |
13.35M |
| Total Assets |
3.43B |
| Deposits: |
| Checking |
789.64M |
| Savings, NOW and money market |
1.54B |
| Time, $100,000 and over |
189.09M |
| Time, other |
103.78M |
| Total Deposits |
2.62B |
| Short-term borrowings |
101.52M |
| Long-term debt |
379.21M |
| Accrued expenses and other liabilities |
10.67M |
| Deferred income taxes payable |
| Total Liabilities |
3.12B |
| Stockholders' Equity: |
| Common stock, par value $.10 per share: Authorized, 20,000,000 shares; Issued and outstanding, 8,761,903 and 8,707,665 shares |
1.57M |
| Surplus |
99.27M |
| Retained earnings |
198.83M |
| Total Stockholders' Equity |
299.67M |
| Accumulated other comprehensive income (loss) net of tax |
10.71M |
| Total Stockholders' Equity |
310.37M |
| Total Stockholders Equity and Liabilities |
3.43B |
