EFSC Income Statement

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Interest income:
Interest and fees on loans 39.35M
Interest on debt securities:
Taxable 2.11M
Nontaxable 301K
Interest on federal funds sold
Interest on interest-bearing deposits 47K
Dividends on equity securities 100K
Total interest income 41.91M
Interest expense:
Interest-bearing transaction accounts 138K
Money market accounts 882K
Savings 59K
Certificates of deposit:
$100 and over 1.45M
Other 486K
Subordinated debentures 952K
Federal Home Loan Bank advances 734K
Notes payable and other borrowings 308K
Total interest expense 5.01M
Net interest income 36.9M
Provision for loan losses
Net interest income after provision for loan losses 32.79M
Noninterest income:
Wealth Management revenue 1.94M
Service charges on deposit accounts 1.53M
Other service charges and fee income 647K
Gain (loss) on sale of other real estate 728K
Gain on state tax credits, net 867K
Gain on sale of investment securities 684K
Miscellaneous income 597K
Total noninterest income 2.91M
Noninterest expense:
Employee compensation and benefits 11.46M
Occupancy 1.45M
Furniture and equipment 467K
Data processing 921K
FDIC and other insurance 859K
Loan legal and other real estate expense 33K
Other 5.33M
Total noninterest expense 20.52M
Income (loss) before income tax expense (benefit) 15.19M
Income tax expense (benefit) 5.15M
Net income (loss) 10.04M
Net income (loss) available to common shareholders 10.04M
Basic 0.56
Diluted 0.53

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