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CVCY Income Statement

Click line-items for a historical chart and %
INTEREST INCOME:
Interest and fees on loans 7.3M
Interest on deposits in other banks 37K
Interest on Federal funds sold 0
Interest and dividends on investment securities:
Taxable 1.34M
Exempt from Federal income taxes 1.47M
Total interest income 10.15M
INTEREST EXPENSE:
Interest on deposits 249K
Interest on junior subordinated deferrable interest debentures 23K
Other 0
Total interest expense 272K
Net interest income before provision for credit losses 9.88M
PROVISION FOR CREDIT LOSSES 0
Net interest income after provision for credit losses 9.88M
NON-INTEREST INCOME:
Service charges 811K
Appreciation in cash surrender value of bank owned life insurance 156K
Loan placement fees 212K
(Loss) gain on disposal of other real estate owned
Net realized gains on sale and calls of investment securities 240K
Total impairment on investment securities
Increase (decrease) in fair value recognized in other comprehensive income
Net impairment loss recognized in earnings
Federal Home Loan Bank dividends 86K
Other income 261K
Total non-interest income 2.06M
NON-INTEREST EXPENSES:
Salaries and employee benefits 5.08M
Occupancy and equipment 1.22M
Regulatory assessments 177K
Data processing expense 448K
Advertising 155K
Audit and accounting fees 185K
Legal fees
Other real estate owned, net
Amortization of core deposit intangibles 84K
Other expense 1.28M
Total non-interest expenses 9.05M
Income before provision for income taxes 2.89M
PROVISION FOR INCOME TAXES 535K
Net income
Net income
Preferred stock dividends and accretion
Net income available to common shareholders 2.35M
Net income per common share:
Basic earnings per share (in dollars per share) 0.22
Weighted average common shares used in basic computation (in shares) 10.92M
Diluted earnings per share (in dollars per share) 0.21
Weighted average common shares used in diluted computation (in shares) 11.01M