| ASSETS |
| Cash and amounts due from depository institutions |
20.47M |
| Interest-bearing deposits |
133.77M |
| Cash and cash equivalents |
154.24M |
| Investment securities available-for-sale, at fair value |
220.2M |
| Investment securities held-to-maturity, at cost |
14.98M |
| Federal Home Loan Bank stock, at cost |
6.19M |
| Loans receivable |
664.31M |
| Allowance for loan losses |
-12.02M |
| Net loans |
652.28M |
| Loans held for sale |
955K |
| Bank-owned life insurance |
36.23M |
| Accrued interest receivable |
2.67M |
| Other real estate owned |
23.7M |
| Office properties and equipment |
15.52M |
| Net deferred tax assets |
11.03M |
| Other assets |
8.37M |
| Total assets |
1.15B |
| LIABILITIES AND SHAREHOLDERS' EQUITY |
| Deposits |
974.33M |
| Borrowed funds |
49.83M |
| Advance payments by borrowers for taxes and insurance |
4.54M |
| Other liabilities |
4.89M |
| Total liabilities |
1.03B |
| Commitments and contingencies |
0 |
| Shareholders' equity: |
| Preferred stock, $.01 par value; 15,000,000 shares authorized |
0 |
| Common stock, $.01 par value; 85,000,000 shares authorized; 23,423,306 shares issued; 10,867,802 and 10,850,040 shares outstanding |
234K |
| Additional paid-in capital |
186.98M |
| Retained earnings |
78.31M |
| Treasury stock, at cost; 12,555,504 and 12,573,266 shares |
-154.41M |
| Accumulated other comprehensive loss, net of tax |
1.67M |
| Total shareholders' equity |
112.78M |
| Total liabilities and shareholders' equity |
1.15B |
