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- Dividends (0.6% Yield)

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Income Statement
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Cash Flow Statement

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BNCN Income Statement

Click line-items for a historical chart and %
Interest income:
Interest and fees on loans 57.82M
Investment securities:
Taxable 3.11M
Tax-exempt 3.8M
Interest on interest-earning balances and other 291K
Total interest income 65.03M
Interest expense:
Interest on demand deposits and savings
Interest on time deposits 3.79M
Interest on short-term borrowings 159K
Interest on long-term debt 1.83M
Total interest expense 9.61M
Net interest income 55.42M
Provision for loan losses 1.87M
Net interest income after provision for loan losses 53.55M
Non-interest income:
Mortgage fees 3.13M
Service charges 2.64M
Investment brokerage fees
Earnings on bank-owned life insurance 1.25M
Gain on sales of investment securities available for sale, net 34K
Gain on acquisition
Other 2.75M
Total non-interest income 9.81M
Non-interest expense:
Salaries and employee benefits 19.95M
Occupancy 3.18M
Furniture and equipment 2.3M
Data processing and supplies 1.77M
Advertising and business development 680K
Professional and other services
FDIC insurance assessments 1.07M
Loan, foreclosure and collection
Other 5.05M
Total non-interest expense 37.84M
Income before income tax expense (benefit) 25.53M
Income tax expense (benefit) 7.39M
Net income 18.14M
Less preferred stock dividends and discount accretion
Net income available to common shareholders
Basic earnings per common share 0.38
Diluted earnings per common share 0.38
Dividends paid per common share