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BNCL Income Statement

Click line-items for a historical chart and %
INTEREST INCOME:
Interest and fees on loans 27.13M
Interest on overnight investments 131K
Interest on trading securities
Interest and dividends on Investment securities:
Taxable 7.1M
Tax-exempt 604K
Total interest income 34.97M
Interest on deposits:
Interest bearing checking accounts 408K
Money market and savings deposits 1.35M
Time deposits 1.94M
Total 3.7M
Interest on borrowed funds 1.83M
Total interest expense 5.54M
Net interest income 29.43M
Provision for loan losses -1.55M
Net interest income after provision for loan losses 30.98M
NON-INTEREST INCOME:
Insurance and advisory commission and fee income 1.76M
Service charges and other income 3.33M
Net Gain on sale of investment securities 328K
Trading securities profits
Total non-interest income 7.21M
NON-INTEREST EXPENSE:
Salaries and employee benefits 15.27M
Occupancy expense 2.27M
Depreciation, amortization and maintenance 2.2M
Marketing expense 727K
Intangible amortization expense
FDIC Insurance 723K
Restructuring charge
Other 5.98M
Total non-interest expense 29.05M
Income (loss) before income taxes
Income tax expense (benefit) 2.62M
NET INCOME (LOSS) 6.52M
EARNINGS PER SHARE - Basic 0.09
EARNINGS PER SHARE - Diluted 0.09
Average common shares outstanding - Basic 72.87M
Average common shares outstanding - Diluted 73.51M