INTEREST INCOME: | |
Loans receivable | 89.81M |
Mortgage-backed securities | 4.8M |
Other securities | 3.24M |
Total Interest Income | 97.85M |
INTEREST EXPENSE: | |
Deposit Interest Expense | 2.78M |
FHLB advances | 256K |
Other Borrowings | |
Junior subordinated debentures | 1.02M |
Total Interest Expense | 4.14M |
Net interest income before provision for loan losses | |
PROVISION FOR LOAN LOSSES | 2M |
Net interest income (loss) | 93.71M |
OTHER OPERATING INCOME: | |
Deposit fees and other service charges | 12.93M |
Mortgage banking operations | 8.14M |
Loan servicing fees | |
Miscellaneous Income | 1.34M |
Other-than-temporary impairment losses | |
Net change in valuation of financial instruments carried at fair value | -1.12M |
Total other operating income | 23.75M |
OTHER OPERATING EXPENSES: | |
Salary and employee benefits | 44.76M |
Less capitalized loan origination costs | |
Occupancy and equipment | 10.98M |
Information/computer data services | 4.84M |
Payment and card processing expenses | |
Professional services | 2.26M |
Advertising and marketing | 2.28M |
Deposit insurance | 890K |
State/municipal business and use taxes | 956K |
REO operations | -21K |
Amortization of core deposit intangibles | |
Miscellaneous Expense | 7.79M |
Total other operating expenses | |
Income (loss) before provision for (benefit from) income taxes | 36.13M |
PROVISION FOR (BENEFIT FROM) INCOME TAXES | 12.28M |
NET INCOME (LOSS) | 23.85M |
PREFERRED STOCK DIVIDEND AND DISCOUNT ACCRETION | |
Preferred stock dividend | |
Preferred stock discount accretion | |
NET INCOME (LOSS) AVAILABLE TO COMMON SHAREHOLDERS | |
Earnings (loss) per common share: | |
Earnings (loss) per common share basic | 0.7 |
Earnings (loss) per common share diluted | 0.7 |
Cumulative dividends declared per common share: | 0.23 |
OTHER COMPREHENSIVE INCOME (LOSS), NET OF INCOME TAXES: | |
Unrealized holding gain (loss) during the period | |
Amortization of unrealized loss on tax exempt securities transferred from available-for-sale to held-to-maturity | |
Other comprehensive income (loss) | |
COMPREHENSIVE INCOME (LOSS) |