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FBR Research Upgrades New York Community Bancorp (NYB) to Outperform; Positive on Acquisition of AmTrust

December 7, 2009 6:57 AM EST
NYB Hot Sheet
Rating Summary:
    2 Buy, 7 Hold, 2 Sell

Rating Trend: Down Down

Today's Overall Ratings:
    Up: 16 | Down: 7 | New: 23
FBR Research upgrades New York Community Bancorp (NYSE: NYB) from Market Perform to Outperform. Price target increased from $11 to $16.

FBR analyst says, "We upgrade NYB to Outperform following the FDIC-assisted acquisition of AmTrust. NYB has been viewed as a black horse in the FDIC auction process, often competing, but viewed as a long shot given remote geographies and low bids, due in part to lower cost savings than strategic, in-market acquirers; but on Friday, NYB's bid for AmTrust won. The company will provide greater details on the transaction, its plans to raise capital, purchase accounting treatment, etc. on Monday morning, but we roughly estimate that the transaction likely adds $0.15 to $0.25 to annual EPS and will boost tangible book value to at least $5.75. Importantly, the transaction's accretion secures NYB's dividend, reduces risk from its earnings stream, and gives NYB greater flexibility in future provisioning. The gain on the transaction may also provide NYB with an opportunity to boost its loan loss allowance, which would remove another concern of many investors. We raise our price target to $16 equal to 2.75x our $5.75 estimate of pro forma tangible book, which is justified by our ~23% 2011 ROTCE estimate. We will update our earnings model after the company provides additional information on Monday, but our target equals 12.5x to 13.5x estimated 2011 EPS, in line with mid-and large-cap thrift peers."

To see all the upgrades/downgrades on shares of NYB, visit our Analyst Ratings page.

New York Community Bancorp, Inc. is the holding company for New York Community Bank (the Community Bank) and New York Commercial Bank (the Commercial Bank).

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