Notable Analyst Rating Changes 01/27: (USB) (POT) (TER) Upgraded; (CLF) (TZOO) (WEN) Downgraded

UPGRADES
Atlantic Equities lifts US Bancorp (NYSE: USB) from Underweight to Neutral, raising its price target from $26 to $30.

National Bank boosts Potash Corp. (NYSE: POT) from Underperform to Sector Perform, its price target raised from $39.50 to $46.

Craig-Hallum upgrades Teradyne (NYSE: TER) from Hold to Buy, its price target lifted from $15 to $20.50.

Raymond James raises First Niagara Financial (Nasdaq: FNFG) from Underperform to Market Perform.

For daily real-time Upgrades go to http://www.streetinsider.com/Upgrades

DOWNGRADES
Credit Suisse downgrades Cliffs Natural Resources (NYSE: CLF) from Outperform to Neutral, its price target lowered from $93 to $82.

Benchmark reduces Travelzoo (Nasdaq: TZOO) from Buy to Hold, cutting its price target from $37 to $30. Click Here for more color.

UBS trims Wendy's (Nasdaq: WEN) from Buy to Neutral.

Atlantic Equities lowers Morgan Stanley (NYSE: MS) from Neutral to Underweight, keeping its $18 price target.

For daily real-time Downgrades go to http://www.streetinsider.com/downgrades

NEW COVERAGE
Cantor Fitzgerald initiates Medicis (NYSE: MRX) with a Hold, and $34 price target. Click Here for more color.

Barclays assumes Rio Tinto (NYSE: RIO) at Equalweight.

William Blair starts Progressive Corp. (NYSE: PGR) with an Underperform.

Citi begins Quicksilver Resources (NYSE: KWK) with a Neutral and $5.75 price target.

For daily real-time New Coverage go to http://www.streetinsider.com/New+Coverage

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