BSB Bancorp, Inc. Reports Fourth Quarter and Year End Results Feb 10, 2012 05:00PM

BELMONT, Mass., Feb. 10, 2012 /PRNewswire/ -- BSB Bancorp, Inc. (NASDAQ-BLMT) (the "Company"), the holding company for Belmont Savings Bank (the "Bank"), a state-chartered savings bank headquartered in Belmont, Massachusetts, today announced earnings for the fourth quarter and the year ended December 31, 2011.

For the quarter ended December 31, 2011, the Company reported a net loss of $1.3 million, as compared to net income of $178,000 for the fourth quarter of 2010. Net income for the year ended December 31, 2011 and 2010 amounted to $299,000 and $1.8 million, respectively. Included in the fourth quarter of 2011 was a non-recurring expense of $1.4 million (net of taxes) for the contribution made to the Belmont Savings Bank Foundation.

The Company was organized to facilitate the conversion of BSB Bancorp, MHC from the mutual to the stock form of organization, which was completed on October 4, 2011.  The offering of the Company's common stock in connection with the conversion, which was oversubscribed, closed at the adjusted maximum of the offering range.  The Company issued 8,993,000 shares of common stock to subscribers in the offering at an offering price of $10.00 per share and the Company's stock began trading on October 5, 2011 on the Nasdaq Capital Market under the symbol "BLMT".

Robert M. Mahoney, President and Chief Executive Officer, said, "We have completed our first quarter as a publicly traded company. While the income statement was negatively impacted by large conversion-related expenses, our underlying business continues to grow profitably with particular strength in commercial real estate lending and deposit growth. Credit quality remains sound as our local economy continues to improve. Importantly, our ability to positively affect our community has been greatly enhanced by the creation of the $2 million Belmont Savings Bank Foundation."

Net interest and dividend income before provision for loan losses for the quarter ended December 31, 2011 increased $1.6 million or 47.1% as compared to the quarter ended December 31, 2010.  This increase in net interest and dividend income was partially offset by an increase in the provision for loan losses of $556,000, resulting in a $1.0 million or 32.4% increase in net interest and dividend income after provision for loan losses.  Net interest and dividend income before provision for loan losses for the year ended December 31, 2011 increased $2.9 million or 21.6% as compared to the year ended December 31, 2010.  This increase in net interest and dividend income was partially offset by an increase in the provision for loan losses of $1.8 million.  

The Company's net interest margin increased to 3.14% for the quarter ended December 31, 2011, from 2.83% for the quarter ended December 31, 2010, an improvement of 31 basis points. For the year ended December 31, 2011, the Company's net interest margin increased to 3.08% from 2.86% for the year ended December 31, 2010, an improvement of 22 basis points. The margin improvement was the result of shifting asset focus onto higher yielding loans, focusing deposit growth on lower cost core deposits and the replacement of maturing advances with lower cost advances.

Non-interest income for the quarter ended December 31, 2011 totaled $536,000 as compared to $293,000 for the fourth quarter of 2010. The increase was primarily due to increased customer service fees and a higher net gain on sales of loans in the fourth quarter of 2011 and a $93,000 net realized loss on investment securities in the fourth quarter of 2010. For the year ended December 31, 2011, non-interest income amounted to $4.5 million as compared to $1.7 million for the year ended December 31, 2010. This increase was a result of $2.8 million in net realized gains on investment securities as a result of the liquidation of the equity portfolio in the first quarter of 2011, as compared to $284,000 in net realized gains in 2010.  

Non-interest expense for the quarter ended December 31, 2011 amounted to $6.6 million as compared to $3.9 million for the fourth quarter of 2010.  Non-interest expense for the year ended December 31, 2011 amounted to $18.2 million, an increase of $5.3 million from 2010.  These increases were primarily the result of new staff added to execute the Company's commercial and consumer business strategies, a $2.0 million charitable contribution to the Belmont Savings Bank Foundation, and costs associated with transitioning into a public company.

Since December 31, 2010, the Company's assets have increased by $168.8 million or 33.7% to $669.0 million. The Company experienced net loan growth, excluding loans held for sale, of $173.0 million, or 51.4%, from December 31, 2010 which was primarily the result of significant increases to the commercial real estate and the indirect auto portfolios, which have increased by $75.0 million and $62.7 million, respectively. The Company does not anticipate continuing the rapid growth in the indirect auto portfolio that took place in 2011, as we expect to sell more of the originations going forward. Throughout 2011, we also increased residential one-to-four family loans, home equity lines of credit, and commercial business loans. The substantial loan growth was funded primarily through growth in deposits and the stock offering proceeds.

At December 31, 2011, deposits totaled $430.7 million, an increase of $83.8 million or 24.2% from December 31, 2010.  Hal R. Tovin, Executive Vice President and Chief Operating Officer, said, "This deposit growth is the result of the execution of our strategic initiatives to grow our customer base through a) competitive products linked to core checking accounts, b) implementation of a new branch banking sales and service program and c) local, multi-channel marketing. In addition, the evolution of our Small Business sales team and cross sell initiatives by our commercial lenders further contributed to this performance."

The allowance for loan losses in total and as a percentage of total loans as of December 31, 2011 equaled $4.8 million and 0.93%, respectively, as compared to $2.9 million and 0.85%, respectively, as of December 31, 2010. The Company recorded a provision for loan losses of $2.3 million for the year ended 2011 as compared to $438,000 for the year ended 2010. This increase reflected changes in loan volume and composition in each period, and to a lesser extent higher specific allocations established against certain loans in 2011. Additionally, as part of a continuous review and analysis of current market and economic conditions by management, the Company adjusted the reserve ratio applied to certain loan categories in 2011. Although non-performing loans have increased to $4.4 million at December 31, 2011 from $1.7 million at December 31, 2010, $1.4 million of the non-performing loans were paid current and $276,000 were less than 90 days past due as of December 31, 2011.

Company Profile

BSB Bancorp, Inc. is headquartered in Belmont, Massachusetts and is the holding company for Belmont Savings Bank. The Bank provides financial services to individuals, families and businesses through its four full-service branch offices located in Belmont and Watertown in Southeast Middlesex County, Massachusetts. The Bank's primary lending market includes Essex, Middlesex, Norfolk and Suffolk Counties, Massachusetts. The Company's common stock is traded on the NASD Capital Market under the symbol "BLMT". For more information, visit the Company's website at www.belmontsavings.com.

Forward-looking statements

Certain statements herein constitute "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, as amended. These statements are based on the beliefs and expectations of management, as well as the assumptions made using information currently available to management. Since these statements reflect the views of management concerning future events, these statements involve risks, uncertainties and assumptions. As a result, actual results may differ from those contemplated by these statements. Forward-looking statements can be identified by the fact that they do not relate strictly to historical or current facts. They often include words like "believe," "expect," "anticipate," "estimate," and "intend" or future or conditional verbs such as "will," "would," "should," "could" or "may." Certain factors that could cause actual results to differ materially from expected results include changes in the interest rate environment, changes in general economic conditions, legislative and regulatory changes that adversely affect the businesses in which the Company is engaged and changes in the securities market. Readers are cautioned not to place undue reliance on these forward-looking statements, which speak only as of the date of this release. The Company disclaims any intent or obligation to update any forward-looking statements, whether in response to new information, future events or otherwise, except as may be required by law.

Contact:

Robert M. Mahoney

President and Chief Executive Officer

Phone:

617-484-6700

Email:

robert.mahoney@belmontsavings.com

BSB BANCORP, INC AND SUBSIDIARY

CONSOLIDATED BALANCE SHEETS

(Dollars in thousands)

December 31, 2011

December 31, 2010

(unaudited)

ASSETS

Cash and due from banks

$                  1,196

$                  3,108

Federal funds sold

-

2,525

Money market mutual funds

-

7,762

Interest-bearing deposits in other banks

21,599

7,572

Cash and cash equivalents

22,795

20,967

Interest-bearing time deposits with other banks

119

119

Investments in available-for-sale securities, at fair value

-

14,274

Investments in held-to-maturity securities, at cost

89,391

93,899

Federal Home Loan Bank stock, at cost

8,038

8,038

Loans held for sale

15,877

3,775

Loans, net of allowance for loan losses of $4,776 as of

December 31, 2011 (unaudited) and $2,889 as of December 31, 2010

509,964

336,916

Premises and equipment, net

2,000

1,939

Accrued interest receivable

2,185

2,121

Deferred tax asset, net

4,315

2,913

Income taxes receivable

-

908

Bank-owned life insurance

12,420

11,954

Other assets

1,901

2,423

Total assets

$              669,005

$              500,246

LIABILITIES AND EQUITY

Deposits:

Noninterest-bearing

$                55,900

$                30,155

Interest-bearing

374,754

316,686

Total deposits

430,654

346,841

Federal Home Loan Bank advances

95,600

92,800

Securities sold under agreements to repurchase

2,985

2,654

Other borrowed funds

1,502

5,199

Accrued interest payable

177

223

Deferred compensation liability

4,173

3,929

Income taxes payable

121

-

Other liabilities

2,287

1,673

Total liabilities

537,499

453,319

Stockholders' Equity:

Common stock; $0.01 par value, 100,000,000 shares authorized; 9,172,860

and 0 shares issued and outstanding at December 31, 2011 and 2010, respectively

92

-

Additional paid-in capital

90,016

-

Retained earnings

45,951

45,652

Accumulated other comprehensive (loss) income

(5)

1,275

Unearned compensation - ESOP

(4,548)

-

Total stockholders' equity

131,506

46,927

Total liabilities and stockholders' equity

$              669,005

$              500,246

Asset Quality Data:

Total non-performing loans

4,427

1,707

Non-performing loans to total loans

0.86%

0.50%

Non-performing assets to total assets

0.66%

0.34%

Allowance for loan losses to non-performing loans

107.88%

169.24%

Allowance for loan losses to total loans

0.93%

0.85%

BSB BANCORP, INC AND SUBSIDIARY

CONSOLIDATED STATEMENTS OF OPERATIONS

(Dollars in thousands)

Three months ended

Twelve months ended

December 31,

December 31,

2011

2010

2011

2010

(unaudited)

(unaudited)

Interest and dividend income:

Interest and fees on loans

$        5,456

$        4,264

$      19,525

$      17,967

Interest on debt securities:

Taxable

674

647

2,536

2,914

Dividends

19

90

127

298

Other interest income

30

2

46

9

Total interest and dividend income

6,179

5,003

22,234

21,188

Interest expense:

Interest on deposits

901

897

3,656

3,817

Interest on Federal Home Loan Bank advances

330

689

1,892

3,457

Interest on securities sold under agreements to repurchase

4

6

16

33

Interest on other borrowed funds

12

58

81

236

Total interest expense

1,247

1,650

5,645

7,543

Net interest and dividend income

4,932

3,353

16,589

13,645

Provision for loan losses

747

191

2,285

438

Net interest and dividend income after provision

for loan losses

4,185

3,162

14,304

13,207

Noninterest income:

Customer service fees

200

104

637

453

Income from bank-owned life insurance

124

121

435

474

Net gain on sales of loans

154

137

462

340

Net gain on sales and calls of securities

2

166

2,790

166

Net (loss) gain on trading securities

-

(55)

-

322

Writedown of impaired securities

-

(204)

-

(204)

Other income

56

24

160

143

Total noninterest income

536

293

4,484

1,694

Noninterest expense:

Salaries and employee benefits

2,814

2,369

10,203

8,009

Trustee fees

68

80

295

311

Occupancy expense

180

201

749

727

Equipment expense

102

85

350

247

Deposit insurance

125

88

456

497

Data processing

334

236

1,059

933

Professional fees

330

194

818

645

Marketing

233

259

930

533

Other expense

2,388

345

3,334

952

Total noninterest expense

6,574

3,857

18,194

12,854

(Loss) income before income tax (benefit) expense

(1,853)

(402)

594

2,047

Income tax (benefit) expense

(516)

(580)

295

220

Net (loss) income

$       (1,337)

$           178

$           299

$        1,827

Performance Ratios:

Return on assets

(0.82)%

0.14%

0.05%

0.36%

Return on equity

(4.13)%

1.53%

0.44%

4.06%

Interest rate spread

2.85%

2.64%

2.86%

2.66%

Net interest margin

3.14%

2.83%

3.08%

2.86%

Efficiency ratio

120.23%

105.79%

86.34%

83.80%

SOURCE BSB Bancorp, Inc.


Sanmina-SCI Announces Rescheduling of Annual Meeting of Stockholders Feb 10, 2012 05:00PM

SAN JOSE, Calif., Feb. 10, 2012 /PRNewswire/ -- Sanmina-SCI Corporation (NASDAQ GS: SANM), today announced that it has postponed its 2012 Annual Meeting of Stockholders, previously scheduled to be held on February 13, 2012, until March 12, 2012. The annual meeting has been postponed so that the Company can correct an inaccuracy contained in the proxy statement previously mailed or made available to stockholders relating to Proposal 3 (Approval of a 2,500,000 increase in shares available for issuance under the Company's 2009 Incentive Plan). Specifically, on page 14 of the proxy statement, the Company had indicated that its net annual burn rate, which is the total number of equity awards granted during fiscal 2011, less cancelations and expirations, divided by outstanding shares at fiscal year end, was 2.08%. However, the correct annual burn rate for fiscal 2011 was 2.55%. As an additional point of reference, the fiscal 2010 annual burn rate was 1.90%. Postponing the meeting will provide stockholders sufficient time to consider the corrected information. The date of the postponed meeting is the earliest practicable date on which the postponed meeting can be held. As of February 9, 2012, more than 90% of the total outstanding shares had been voted and the votes cast in favor of all proposals well exceeded the number required. Notably, an aggregate of approximately 70% of the votes cast on Proposal 3 had been voted in favor of such proposal compared to approximately 30% against.

(Logo: http://photos.prnewswire.com/prnh/20110707/SF30965LOGO)

The record date for the postponed meeting will be February 17, 2012 and the Company anticipates mailing revised proxy material for the postponed meeting on or about February 23, 2012. Stockholders which have already cast votes for the postponed annual meeting and which remain stockholders on the record date for the postponed meeting will not need to vote again unless they wish to change their votes.

About Sanmina-SCISanmina-SCI Corporation is a leading electronics contract manufacturer serving the fastest-growing segments of the global Electronics Manufacturing Services (EMS) market. Recognized as a technology leader, Sanmina-SCI provides end-to-end manufacturing solutions and delivers superior quality and support to OEMs primarily in the communications, defense and aerospace, industrial and medical instrumentation, multimedia, enterprise computing and storage, clean-tech and automotive technology sectors. Sanmina-SCI has facilities strategically located in key regions throughout the world. More information regarding the company is available at www.sanmina-sci.com.

SANMF

 

SOURCE Sanmina-SCI Corporation


Hershey AIDS Discrimination: AHF Launches Valentine’s ‘A Day without Kisses’ Boycott Feb 10, 2012 05:00PM

AIDS advocates call on public with e-letter campaign and call for Valentine boycott of Hershey chocolates over Milton Hershey School’s rejection of a 13-year-old boy due to his HIV-positive status

Advocates for the “Hershey: A Day without Kisses” demand that Hershey — which funds the school — denounce the discrimination and permit the boy’s enrollment

LOS ANGELES--(BUSINESS WIRE)-- AIDS Healthcare Foundation (AHF) announced today that it is spearheading a nationwide ‘Hershey: A Day without Kisses’ Valentine Day’s boycott of the Hershey Company over the Milton Hershey School’s AIDS discrimination. The Milton Hershey School — a prestigious boarding school for low-income scholarship students funded by the Hershey Company — recently rejected a 13-year-old boy for admission citing his HIV-positive status as the reason, misguidedly calling him a “direct threat to the health and safety of others.” The group formally launched its action via Facebook, Twitter and other online media today as part of its ongoing ‘No Kisses for Hershey’ campaign. AHF and AIDS advocates are now calling on the public to forgo buying all Hershey candy and chocolates this Valentine’s Day.

On Tuesday, February 14th, AHF and AIDS advocates in Los Angeles will also host a press conference and teleconference about its call on the public to forgo buying Hershey candy and chocolates this Valentine’s Day. The group formally launched its action via Facebook, Twitter and other online media today as part of its ongoing ‘No Kisses for Hershey’ campaign.

The group previously launched the website www.EndHIVStigma.org where the public can learn more about the case, learn the facts about HIV/AIDS and send e-letters to three Hershey Company board members who also sit on the board of the Milton Hershey School Trust, urging them to denounce the discrimination and facilitate the boy’s admission into the school.

“We are asking the public to join us in telling Hershey that this Valentine’s Day will be ‘A Day without Kisses’ for them as Hershey continues on its path of discrimination and ignorance as displayed by the Hershey School’s recent rejection of an otherwise qualified student due to his HIV-positive status,” said Michael Weinstein, President of AIDS Healthcare Foundation in a statement from Africa. “Ultimately, it is the Hershey Company itself, as the main funder of the school, that must answer for the decision not to admit the boy — a decision fueled by prejudice and fear. Hershey must denounce this illegal and repugnant discrimination and enroll the boy at the school. In the meanwhile, we plan to use the power of pocketbook to shame Hershey by asking fair-minded members of the chocolate-buying public not to buy Hershey this Valentine’s Day.”

Shortly after news broke just before World AIDS Day, December 1, 2011, about the school’s rejection of the HIV-positive boy, AIDS Healthcare Foundation hosted a press conference in Washington, D.C., to announce the launch of a campaign against HIV/AIDS discrimination at Hershey School in Pennsylvania and in support of the federal discrimination lawsuit filed on behalf of a 13-year-old boy who was rejected for admission at Hershey explicitly due to his HIV-positive status. At the event, AHF announced its willingness to contribute up to $50,000 to support a lawsuit filed by AIDS Law Project of Pennsylvania on behalf of the boy and expressed its moral outrage at the case.

According to the Associated Press (Claim: Hershey School Rejects HIV-Positive Pa. Boy, By Peter Jackson, 12/1/11): “A private boarding school connected with the Hershey chocolate company says it was trying to protect other students when it denied admission to a Philadelphia-area teenager because he is HIV-positive. The AIDS Law Project of Pennsylvania filed a lawsuit on behalf of the unidentified boy in U.S. District Court in Philadelphia on Wednesday, claiming the Milton Hershey School for disadvantaged students violated the Americans with Disabilities Act. School officials acknowledged that the 13-year-old boy was denied admission because of his medical condition. They said they believed it was necessary to protect the health and safety of the 1,850 others enrolled in the residential institution, which serves children in pre-kindergarten to 12th grade and where students live in homes with 10 to 12 others.”

“The ignorance displayed by the Hershey School’s leadership is unacceptable and demonstrates just how much work there is still to be done to dismantle the fear and misinformation that still surrounds this disease more than 25 years after Ryan White,” added AHF’s Weinstein.

Ryan White was an American teenager from Kokomo, Indiana who, in the mid-1980s, was expelled from middle school because he was HIV-positive. A lengthy legal battle with the school ensued and White became a galvanizing force in educating the country about HIV & AIDS at a time when misinformation about the disease was widespread. After his death in 1990, the U.S. Congress passed a major piece of legislation named in his honor, the Ryan White CARE Act, which provides funding for HIV/AIDS programs for low-income American.

“It is unfortunate that Hershey has shown such a shocking lack of knowledge of basic facts about HIV and how it is spread, and are instead reacting with ignorance and prejudice,” said Tom Myers, General Counsel and Chief of Public Affairs for AIDS Healthcare Foundation. “This is an excellent opportunity to educate the public about HIV, including the fact that people who are living with HIV/AIDS do not pose a significant risk to others and generally do not require any special medical attention that cannot be obtained through normal medical visits.”

He/she added: “In addition, people should know that recent studies have shown that people with HIV on treatment are up to 96% non-infectious. Because of this, those on treatment are not a threat to health and safety of others. The young man in question does not pose a ‘direct threat’ to anyone and Hershey should admit him into the school to begin the education that he desires — and deserves.”

AIDS Healthcare Foundation (AHF), the largest global AIDS organization, currently provides medical care and/or services to more than 125,000 individuals in 26 countries worldwide in the US, Africa, Latin America/Caribbean, the Asia/Pacific Region and Eastern Europe. To learn more about AHF, please visit our website: www.aidshealth.org, find us on Facebook: www.facebook.com/aidshealth and follow us on Twitter: @aidshealthcare.

 

WHAT:

 

PRESS CONFERENCE — update on HERSHEY COMPANY VALENTINE BOYCOTT targets AIDS discrimination at Milton Hershey School

WHEN:

Tuesday, February 14th, 10:00 a.m. (Pacific)

WHERE:

AIDS Healthcare Foundation Headquarters

6255 Sunset Blvd., Suite 2100 (cross street: Argyle) Hollywood, CA 90028

B-ROLL:

Genuine 5 lb. Hershey bar with wrapper printed with boycott URL www.EndHIVStigma.org

NOTE:

TELECON to follow 10:30 a.m. — Dial in +1-877-411-9748 participant code #7931503

 

AIDS Healthcare FoundationGed Kenslea, Work: 323-308-1833Communications DirectorCell: 323-791-5526gedk@aidshealth.orgorLori Yeghiayan Friedman, Work: 323-308-1834Assoc. Dir. of CommunicationsCell: 323-377-4312loriy@aidshealth.org

Source: AIDS Healthcare Foundation


Penson Worldwide, Inc. Appoints Robert S. Basso as Independent Director Feb 10, 2012 05:00PM

DALLAS--(BUSINESS WIRE)-- The Board of Directors of Penson Worldwide, Inc. (NASDAQ: PNSN) announced the appointment of Robert S. Basso, 66, a highly experienced securities industry executive with extensive knowledge of the clearing business, as an independent Director effective February 9, 2012. Mr. Basso also was appointed as a member of the Board’s Audit and Nominating and Corporate Governance committees. The Board of Directors also announced the resignation of Dr. James S. Dyer, 68, who resigned February 9, 2012.

“We are extremely pleased to have Bob join our Board,” said Roger J. Engemoen, Jr., Chairman. “Bob has more than 40 years of industry leadership experience in securities clearing, execution, settlement, administrative and management information services. He is considered to be a pioneer in clearing, having played key roles at Fidelity’s National Financial, UBS PaineWebber’s Correspondent Services Corporation, and Merrill Lynch’s Broadcort Capital.”

“We also thank Jim Dyer for his service and dedication to Penson since joining the Board in 2000,” Mr. Engemoen said.

Mr. Basso founded in 2006 and currently serves as managing director of BEST Partners, LLC, an independent financial services consulting firm. He served as Executive Vice President of the National Financial clearing and execution subsidiary of Fidelity from 2003-2004 after it acquired Correspondent Services Corporation. From 1990 to 2003, Mr. Basso served as Chairman and President of Correspondent Services Corporation, which provided clearing, execution, settlement and administrative and management information services as a subsidiary of UBS PaineWebber, Inc. Prior to that, Mr. Basso established and was responsible for the clearing business at Merrill Lynch & Co. and later its subsidiary, Broadcort Capital Corp., where he served as President.

Mr. Basso previously served as Trustee of the Securities Industry’s Foundation for Investor Education, chairman of the Western District of the Securities Industry Association (now known as the Securities Industry and Financial Markets Association -- SIFMA), a member of SIA’s national board, vice chair of the National Association of Securities Dealers (now known as the Financial Industry Regulatory Authority -- FINRA) District 1 Conduct Committee, and a chairman of its nominating committee.

About Penson Worldwide: www.penson.com

The Penson Worldwide group of companies provides execution, clearing, custody, settlement and technology infrastructure products and services to financial services firms and others servicing the global financial services industry. The Penson Worldwide group of companies includes Penson Financial Services, Inc., Penson Financial Services Canada Inc., Penson Financial Services Ltd., and Nexa Technologies, Inc., among other companies. Headquartered in Dallas, Texas, Penson has served the clearing needs of the global financial services industry since 1995. Penson Worldwide - Building the Best Clearing and Execution Services Firm in the World.

Penson Financial Services, Inc. is a member of FINRA, New York Stock Exchange, NYSE Arca Exchange, NYSE Amex Equities, NYSE Amex Options, BATS Exchange, Direct Edge Exchanges (EDGA and EDGX), Chicago Board Options Exchange, Chicago Stock Exchange, International Securities Exchange, NASDAQ OMX BX, NASDAQ OMX PHLX, NASDAQ Stock Market, NASDAQ LIFFE, LLC, National Stock Exchange, Options Clearing Corp., Fixed Income Clearing Corp., MSRB, National Securities Clearing Corp., DTC, Euroclear, and SIPC. Penson Financial Services, Inc. is also a registered Futures Commission Merchant and clearing member at the Chicago Mercantile Exchange, Chicago Board of Trade, New York Mercantile Exchange, Comex, Kansas City Board of Trade, Minneapolis Grain Exchange, NYSE Liffe US, NYSE Euronext LIFFE, ONEChicago, ICE CLEAR Europe and ICE Futures USA.

Penson Financial Services Canada Inc. is a participating organization with the Toronto Stock Exchange, the Montreal Exchange, the CNSX Exchange and the TSX Venture Exchange, is regulated by the Investment Industry Regulatory Organization of Canada, is a member of the CIPF, CDCC and CDS and subscribes to various Canadian Alternative Trading Systems.

Penson Financial Services Ltd. is a member of the London Stock Exchange, Chi-X Europe, BATS Europe, NYSE Arca, NYSE Euronext, and SmartPool, and is authorized and regulated by the Financial Services Authority.

Forward-Looking Statements: Statements contained in this news release that are not based on current or historical fact are forward-looking in nature. Such forward-looking statements are based on current plans, estimates and expectations. Forward-looking statements are based on known and unknown risks, assumptions, uncertainties and other factors. Actual results, performance, or achievements may differ materially from any future results, performance, or achievements expressed or implied by such forward-looking statements. Penson undertakes no obligation to publicly update or revise any forward-looking statement.

Anreder & Company+1-212-532-3232Gary Fishman, gary.fishman@anreder.comSteven Anreder, steven.anreder@anreder.comMichael Shallo, michael.shallo@anreder.com

Source: Penson Worldwide, Inc.


Spot Group Inc. (www.spotfx.com) Launches Beta Forex Platform Feb 10, 2012 04:59PM

TORONTO, ONTARIO -- (MARKET WIRE) -- 02/10/12 -- Spot Group Inc. is pleased to announce the launch of www.spotfx.com trading website in the beta-testing stage.

Currently Spot Fx offers currency trading in highly secure environment that offers the lowest spreads, highest leverage, no-trading-desk guarantee and expert customer service able to resolve all issues for retail or institutional currency traders.

The official launch of SpotFx Foreign Exchange trading platform www.spotfx.com is scheduled for early June, 2012 with the introduction of the new technology platform (TNT). Unique TNT Services offered by SpotFx as of June 2012 will be:

- Instant account Activation

Spot Group Inc. is committed to empower its traders and will provide instant account activation service with speedy account processing and instant trade execution.

- Bridge Financing

To support the instant activation and traders' needs, SpotFx will also provide bridge financing services to the qualified traders.

More updates on the development of the www.spotfx.com will be released shortly.

About SpotFx: Spot Group Inc. a Seychelles based financial company. We offer MT4 Forex software to our clients. SpotFx offers currency trading in highly secure environment that offers the lowest spreads, highest leverage, no-trading-desk guarantee and expert customer service able to resolve all issues for retail or institutional currency traders. SpotFx maintain a customer service office in Belgrade Serbia offering customer support in most popular languages. The level 2 technical, accounting and back office support is offered through the company's Toronto Canada based office.

Contacts:
Spot Group Inc.
+1 416-597-8884
NORTH AMERICA TOLL FREE 1-855-2SPOT FX
brokers@spotfx.com

Source: Spot Group Inc.


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Feb 10, 2012 04:51PM 35th Annual Empire State Building Run-Up Powered by the MMRF Raises Funds for Multiple Myeloma Research Foundation (MMRF)
Feb 10, 2012 04:50PM Korea Electric Power Corporation Announces Acquisition of Common Shares of Strathmore Minerals Corp.
Feb 10, 2012 04:45PM White Pine's Options on Yukon Properties Expires
Feb 10, 2012 04:45PM The Administration Announces a Constructive Policy on Contraceptive Coverage for Women Employed by Religiously-Affiliated Organizations
Feb 10, 2012 04:45PM Bank of the Carolinas Corporation Reports Fourth Quarter and Year-End Financial Results
Feb 10, 2012 04:45PM White Pine's Options on Yukon Properties Expires
Feb 10, 2012 04:43PM Sahara Energy Ltd. Announces Completion of Financing
Feb 10, 2012 04:44PM Terra Nitrogen Company, L.P. Declares Quarterly Distribution
Feb 10, 2012 04:43PM Station Astronauts Capture Stunning Views Of U.S., Canada, Northern Lights
Feb 10, 2012 04:43PM Whole Foods Market® Promotes David Lannon and Ken Meyer to Executive Vice-Presidents of Operations
Feb 10, 2012 04:42PM ADL Praises U.S. Marines and Defense Secretary Panetta for Their 'Clear and Immediate Steps' in Response to Nazi SS Photo
Feb 10, 2012 04:40PM Essar Steel Algoma Reports Positive EBITDA for the Three Month Period Ending December 31, 2011
Feb 10, 2012 04:39PM Cornerstone Funds Announce Continuing Monthly Distributions
Feb 10, 2012 04:40PM Fitch Affirms Ruby Pipeline, LLC's IDR at 'BBB-'; Outlook Stable
Feb 10, 2012 04:39PM IIROC: Halt, Benzai Capital Corp.
Feb 10, 2012 04:37PM No Longer Just for U.S. Students, Now Students Worldwide Get Lexile Measures
Feb 10, 2012 04:36PM Cornerstone Progressive Return Fund Announces Continuing Monthly Distributions
Feb 10, 2012 04:36PM Angie's List: The 7 Jobs You Shouldn't Ignore
Feb 10, 2012 04:36PM Initiative Campaign Responds to Exposure of Consumer Watchdog as Front Group - 2012 Automobile Insurance Discount Act
Feb 10, 2012 04:34PM Four National Bank Securities Investment Solutions Win a Lipper Award
Feb 10, 2012 04:35PM Four National Bank Securities Investment Solutions Win a Lipper Award
Feb 10, 2012 04:35PM Churchill Downs Incorporated Acquires Assets of Bluff Media
Feb 10, 2012 04:33PM Global Indemnity plc Announces Fourth Quarter 2011 Results Earnings Release Conference Call
Feb 10, 2012 04:33PM Museum of Flight Welcomes Charles Simonyi’s Soyuz TMA-14 Spacecraft
Feb 10, 2012 04:31PM Covenant Transportation Group, Inc. Announces Participation in Stifel Nicolaus Transportation Conference and BB&T Capital Markets Transportation Conference
Feb 10, 2012 04:30PM EnerCare Inc. Announces 2011 Fourth Quarter and Year End Conference Call
Feb 10, 2012 04:30PM Steppingstone Scholars to Ring The NASDAQ Stock Market Closing Bell
Feb 10, 2012 04:30PM YOU On Demand Announces Completion of Reverse Stock Split
Feb 10, 2012 04:30PM Kimberly-Clark to Webcast Presentation and Q&A at Consumer Analyst Group of New York Conference
Feb 10, 2012 04:30PM Interline Brands to Hold Fourth Quarter 2011 Conference Call
Feb 10, 2012 04:30PM 62 More Former NFL Players File Suit in Philadelphia
Feb 10, 2012 04:30PM JA Solar to Present at Jefferies 2012 Global Clean Technology Conference
Feb 10, 2012 04:30PM Exceed Announces Board Changes
Feb 10, 2012 04:30PM Energen to Acquire Proved Wolfberry Properties
Feb 10, 2012 04:30PM NuVasive Announces Conference Call and Webcast of Fourth Quarter and Full Year 2011 Results
Feb 10, 2012 04:30PM Primerica Celebrates its 35-year Anniversary
Feb 10, 2012 04:30PM Medivation Announces Participation at Upcoming Investor Conferences
Feb 10, 2012 04:30PM Artio Global Investors Inc. Announces January Month-End Assets Under Management
Feb 10, 2012 04:30PM Riverbed Technology Reports New Equity Awards under NASDAQ Marketplace Rule 4350
Feb 10, 2012 04:30PM EnerCare Inc. Announces 2011 Fourth Quarter and Year End Conference Call
Feb 10, 2012 04:27PM Governor Corbett Announces Nominations
Feb 10, 2012 04:27PM BlackRock Announces Board Approval of Prospective Registered Closed-End Fund Liquidations
Feb 10, 2012 04:25PM Cupid Strikes "22 Minutes"
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