Fitch Affirms MBNA America European Structured Offerings No. 7; Assigns Negative Outlook Nov 11, 2009 10:55AM

NEW YORK--(BUSINESS WIRE)-- Fitch Ratings has affirmed the rating and assigned a Rating Outlook to MBNA America European Structured Offerings No. 7 as follows:

-- EUR asset backed notes at 'AAA'; Outlook Negative.

Fitch has applied the Global Structured Finance Rating Criteria for the review of this transaction. The rating and the Outlook are based on that of the underlying collateral which consists of BA Master Credit Card Trust II (formerly known as MBNA Master Credit Card Trust II) series 2001-C class A certificates, rated 'AAA' with a Negative Outlook by Fitch. Payments on the bonds are reliant on the cash flow from the underlying assets.

The following applicable criteria report is available on Fitch's web site at 'www.fitchratings.com': 'Global Structured Finance Rating Criteria' dated Sept. 30, 2009.

Additional information is available at 'www.fitchratings.com'.

ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS. PLEASE READ THESE LIMITATIONS AND DISCLAIMERS BY FOLLOWING THIS LINK: HTTP://FITCHRATINGS.COM/UNDERSTANDINGCREDITRATINGS. IN ADDITION, RATING DEFINITIONS AND THE TERMS OF USE OF SUCH RATINGS ARE AVAILABLE ON THE AGENCY'S PUBLIC WEBSITE 'WWW.FITCHRATINGS.COM'. PUBLISHED RATINGS, CRITERIA AND METHODOLOGIES ARE AVAILABLE FROM THIS SITE AT ALL TIMES. FITCH'S CODE OF CONDUCT, CONFIDENTIALITY, CONFLICTS OF INTEREST, AFFILIATE FIREWALL, COMPLIANCE AND OTHER RELEVANT POLICIES AND PROCEDURES ARE ALSO AVAILABLE FROM THE 'CODE OF CONDUCT' SECTION OF THIS SITE.


    Source: Fitch Ratings


CCSA: Issues of Substance 2009 to Explore the Role of Prevention and Treatment in Reducing the Prevalence of Substance Abuse in Canada Nov 11, 2009 10:55AM

OTTAWA, ONTARIO -- (MARKET WIRE) -- 11/11/09 -- The Canadian Centre on Substance Abuse (CCSA) is pleased to announce that over 100 experts in the field of substance abuse will present to an audience of more than 500 attendees at this year's Issues of Substance (IOS) conference next week, November 15-18, at the World Trade and Convention Centre in Halifax, Nova Scotia.

IOS is Canada's biennial national conference that provides those working in the field of substance abuse the opportunity to exchange knowledge, identify areas of collaboration and discuss the role of policy, prevention and treatment in the ongoing effort to reduce the harms associated with substance abuse.

Taking place during Canada's National Addiction Awareness Week (Nov. 15-21), the theme of this year's IOS conference is Pathways and Bridges to Change. Inspired from the National Treatment Strategy-which was released in November of 2008-IOS is focused on exploring the different pathways to change that individuals with substance abuse issues can pursue and the system bridges that need to be built to create a tiered, continuum-of-care treatment model that integrates addiction treatment, social services, housing, and educational systems.

"IOS is an opportunity for Canada to take measure of the state of substance abuse in our nation-to discuss openly, frankly and from multiple viewpoints what strategies are working, the challenges we face moving forward, and how we can best collaborate to overcome those challenges," said Michel Perron, CEO of CCSA.

Over the four-day conference, program highlights at IOS include:

- Opening plenary session by Annette Dale-Perera, Strategic Director of Addictions and Offender Care Directorate for Central and NW London NHS Foundation Trust, who will present on England's experiences with implementing national drug and alcohol frameworks

- Plenary session by Dr. Franco J Vaccarino, PhD, Vice-President and Principal at the University of Toronto, who will present on the implications of neuroscience research on treatment strategies

- David Archibald Lecture Series, a panel discussion that will explore the role of industry in activities that address alcohol-related harms and the different viewpoints on how public health, government and industry can work together in this regard

- Closing plenary session by Christopher Kennedy Lawford, nephew of John F. Kennedy and son of actor Peter Lawford, member of the California Public Health Advisory Committee and author of Moments of Clarity, a New York Times bestseller that looks at the spiritual epiphanies that enable people to move from addictions to recovery

Issues of Substance 2009 is hosted by CCSA in partnership with the Atlantic Canada Council on Addictions, Nova Scotia Department of Health Promotion and Protection and the Canadian Executive Council on Addictions. CCSA would also like to thank a number of key partners and sponsors who have made IOS 2009 possible, including:

- Educ'alcool

- Mental Health Commission of Canada

- Brewers Association of Canada

- Spirits Canada

- Ontario Problem Gambling Research Centre

- Centre for Addictions and Mental Health

- Paul Burke Training and Consulting Group

- MADD Canada

- Canadian Institutes of Health Research

To learn more about IOS, view the full IOS program agenda or to register to attend, please visit: www.issuesofsubstance.ca.

About CCSA:

With a legislated mandate to reduce alcohol- and other drug-related harms, the Canadian Centre on Substance Abuse provides leadership on national priorities, fosters knowledge-translation within the field, and creates sustainable partnerships that maximize collective efforts. CCSA receives funding support from Health Canada.

Contacts:
CCSA
Rob Mclean
Senior Media Relations Specialist
613-235-4048 ext. 255
rmclean@ccsa.ca


CCSA: Issues of Substance 2009 to Explore the Role of Prevention and Treatment in Reducing the Prevalence of Substance Abuse in Canada Nov 11, 2009 10:55AM

OTTAWA, ONTARIO--(Marketwire - Nov. 11, 2009) - The Canadian Centre on Substance Abuse (CCSA) is pleased to announce that over 100 experts in the field of substance abuse will present to an audience of more than 500 attendees at this year's Issues of Substance (IOS) conference next week, November 15-18, at the World Trade and Convention Centre in Halifax, Nova Scotia.

IOS is Canada's biennial national conference that provides those working in the field of substance abuse the opportunity to exchange knowledge, identify areas of collaboration and discuss the role of policy, prevention and treatment in the ongoing effort to reduce the harms associated with substance abuse.

Taking place during Canada's National Addiction Awareness Week (Nov. 15-21), the theme of this year's IOS conference is Pathways and Bridges to Change. Inspired from the National Treatment Strategy-which was released in November of 2008-IOS is focused on exploring the different pathways to change that individuals with substance abuse issues can pursue and the system bridges that need to be built to create a tiered, continuum-of-care treatment model that integrates addiction treatment, social services, housing, and educational systems.

"IOS is an opportunity for Canada to take measure of the state of substance abuse in our nation-to discuss openly, frankly and from multiple viewpoints what strategies are working, the challenges we face moving forward, and how we can best collaborate to overcome those challenges," said Michel Perron, CEO of CCSA.

Over the four-day conference, program highlights at IOS include:

- Opening plenary session by Annette Dale-Perera, Strategic Director of Addictions and Offender Care Directorate for Central and NW London NHS Foundation Trust, who will present on England's experiences with implementing national drug and alcohol frameworks

- Plenary session by Dr. Franco J Vaccarino, PhD, Vice-President and Principal at the University of Toronto, who will present on the implications of neuroscience research on treatment strategies

- David Archibald Lecture Series, a panel discussion that will explore the role of industry in activities that address alcohol-related harms and the different viewpoints on how public health, government and industry can work together in this regard

- Closing plenary session by Christopher Kennedy Lawford, nephew of John F. Kennedy and son of actor Peter Lawford, member of the California Public Health Advisory Committee and author of Moments of Clarity, a New York Times bestseller that looks at the spiritual epiphanies that enable people to move from addictions to recovery

Issues of Substance 2009 is hosted by CCSA in partnership with the Atlantic Canada Council on Addictions, Nova Scotia Department of Health Promotion and Protection and the Canadian Executive Council on Addictions. CCSA would also like to thank a number of key partners and sponsors who have made IOS 2009 possible, including:

- Educ'alcool

- Mental Health Commission of Canada

- Brewers Association of Canada

- Spirits Canada

- Ontario Problem Gambling Research Centre

- Centre for Addictions and Mental Health

- Paul Burke Training and Consulting Group

- MADD Canada

- Canadian Institutes of Health Research

To learn more about IOS, view the full IOS program agenda or to register to attend, please visit: www.issuesofsubstance.ca.

About CCSA:

With a legislated mandate to reduce alcohol- and other drug-related harms, the Canadian Centre on Substance Abuse provides leadership on national priorities, fosters knowledge-translation within the field, and creates sustainable partnerships that maximize collective efforts. CCSA receives funding support from Health Canada.

FOR FURTHER INFORMATION PLEASE CONTACT:
        CCSA
        Rob Mclean
        Senior Media Relations Specialist
        613-235-4048 ext. 255
        rmclean@ccsa.ca

Source: Canadian Centre on Substance Abuse


Orange County's Premiere Bail Bonds Continues Its Community Involvement Nov 11, 2009 10:54AM

Families Forward Will Benefit from Complimentary Community Lunch with In N Out Truck

NEWPORT BEACH, Calif.--(BUSINESS WIRE)-- Premiere Bail Bonds, a California professional bonding company, is hosting another Community Lunch Tuesday, November 17, at its Newport Beach offices at 5160 Birch at Jamboree.

Lunch will include more than 250 burgers from In N Out, courtesy of Premiere Bail Bonds, and a challenge that if they serve 300 burgers, Premiere Bail Bonds will donate $300 to Families Forward, an Orange County nonprofit organization that assists families in financial crisis to achieve and maintain self-sufficiency.

"As an active bonding agency based here in Newport Beach, we're proud we do more in the community than just provide responsive, responsible bail to our clients," said Sean Cook, Premiere Bail Bonds' President. "Many of our community members and families have also hit hard times so we're pleased to contribute to an organization like Families Forward. While we keep you out of the Big House, we'll help Families Forward help you get back INTO a house."

The In N Out truck will be in the Premiere Bail Bonds parking lot, visible from Birch and Newport Beach Superior Court. Complimentary lunch will be available between 11:30 AM and 1:15 PM. Guests are encouraged to bring food suitable for donation as Families Forward gears up to serve 1000 families-in-need over Thanksgiving.

Premiere Bail Bonds' community involvement has also included recent contributions to MADD, Orange County Foodbank and the Santa Ana Police Athletics and Activities League.

About Premiere Bail Bonds

Premiere Bail Bonds has been active in the bail bond industry for more than 15 years, leading to a comprehensive understanding of the needs and concerns of the public for competent, professional bail bondsmen. Given the extended impact a bail situation can have on friends, family and professional contacts, Premiere Bail Bonds strives to be a resource to the community, presenting years of research on the needs of the public, the inmate, the court system, custody personnel and the administrators. For more information: www.premierebailbonds.com.

About Families Forward

Serving for over 25 years, Families Forward is a non-profit organization that works with homeless and at risk families in south Orange County, helping them to regain self-sufficiency through housing, education, counseling and food assistance. For more information: www.families-forward.org.


    Source: Premiere Bail Bonds


First National AlarmCap Income Fund Presents Its Results for the Third Quarter of 2009 Nov 11, 2009 10:54AM

EDMONTON, ALBERTA--(Marketwire - Nov. 11, 2009) - The Management and Trustees of First National AlarmCap Income Fund (TSX: FNA.UN) are pleased to report results for the third quarter (Q3) of 2009.

Total revenues for the first nine months were $22.3 million compared to $23.0 million for the same period in 2008, a decrease of 3.3%. The Fund has experienced a softening in demand in the commercial sector and higher residential customer attrition than anticipated. As a result, the Fund has seen a decline in customers from 97,000 to 94,000 since the end of the third quarter in 2008.

For the three months ended September 30, 2009, the Fund realized EBITDA of $3.8 million, up from $3.5 million from the previous quarter. For the nine months ended September 30, 2009, the Fund realized EBITDA of $10.7 million compared to $11.5 million for the same period in 2008. The Fund will continue to implement its business plan of improving customer service while implementing strategies to stabilize and grow the subscriber base and improve operating income.

Cash on hand at the end of the third quarter was $9.9 million as compared to $7.4 million at December 31, 2008. This improvement in cash is the largely the result of cash generated from our portfolio of monitored accounts. This improvement in cash is after the payment of $954,000 of distributions to unitholders during the year. We are pleased with the ability of the Fund to generate cash despite difficult economic conditions and a competitive security alarm industry.

The Trustees are pleased to announce a distribution for the month of November in the amount of $0.02 per unit. With regards to future distributions, the Trustees will continue to monitor, on a monthly basis, a number of relevant factors including compliance with all of the debt covenants of its Bank Credit Agreement, the projected profitability of the Fund, and the level of cash resources required to implement its business plan.

The Fund is an unincorporated, open-ended, limited purpose trust and its Class A trust units are listed on the Toronto Stock Exchange under the ticker symbol "FNA.UN". The Fund was established to acquire substantially all of the assets and shares of Microtec Enterprises Inc. (Microtec) and substantially all of the assets of Securex Master Partnership Agreement. The Microtec division, based in Quebec, is one of the largest full-service security alarm monitoring operations in Canada and has approximately 79,500 subscribers. The Securex division, based in Alberta, has approximately 14,000 subscribers which are managed by a contractor on behalf of the Fund. In total, the Fund has approximately 94,000 subscribers.

A copy of the consolidated financial statements for the quarter ended September 30, 2009, related MD&A, and additional information concerning the Fund is available on SEDAR at www.sedar.com.

Cautionary statement regarding forward-looking information and statements.

Certain statements contained in this news release, which relate to matters that are not historical facts, constitute "forward-looking information" within the meaning of applicable Canadian securities legislation. Forward-looking information and statements in this news release include but are not limited to: confidence that its alarm monitoring business will remain in demand and that the Fund has the capacity and ability to execute its business plan. These statements are based on certain assumptions and analysis made by the Fund in light of its experience and its perception of historical trends, current conditions and expected future developments as well as other factors it believes are appropriate in the circumstances. However, whether actual results, performance or achievements will conform to the Fund's expectations and predictions is subject to a number of known and unknown risks and uncertainties which could cause actual results to differ materially from the Fund's expectations. Such risks and uncertainties include, but are not limited to: fluctuations in the demand for monitoring and installation of security systems, general economic, market or business conditions; changes in laws or regulations, including taxation and environmental; the lack of availability of qualified personnel or management; and other unforeseen conditions which could impact the use of services supplied by the Fund. See also the Fund's Annual Information Form dated March 26, 2009, available on the Fund's website (www.alarmcap.ca) and on SEDAR at www.sedar.com for a comprehensive set of risk factors related to the Fund. Consequently, all of the forward-looking information and statements made in this report are qualified by these cautionary statements and there can be no assurance that the actual results or developments anticipated by the Fund will be realized or, even if substantially realized, that they will have the expected consequences to or effects on the Fund or its business or operations. Except as may be required by law, the Fund assumes no obligation to update publicly any such forward-looking information and statements, whether as a result of new information, future events or otherwise.

FOR FURTHER INFORMATION PLEASE CONTACT:
        First National AlarmCap Income Fund
        Fred Fong
        President & Chief Executive Officer
        1-888-864-7918
        fred.fong@alarmcap.com

Source: First National AlarmCap Income Fund


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