Press Releases

MONTREAL, QUEBEC -- (MARKET WIRE) -- 02/09/12 -- (TSX: NA) - National Bank has adjusted its rates for residential mortgages. The new rates are effective as of Friday, February 10, 2012.

                                  CURRENT RATE
TERM                                       (%)   NEW RATE (%)         CHANGE
----------------------------------------------------------------------------
----------------------------------------------------------------------------
FIXED-RATE OPEN TERM
6 months open                            6.700          6.700          0.000
1 year open                              6.300          6.300          0.000
FIXED-RATE CLOSED TERM
6 months closed                          4.450          4.450          0.000
1 year closed                            3.500          3.500          0.000
2 years closed                           3.550          3.550          0.000
3 years closed                           3.950          3.950          0.000
4 years closed                           4.640          4.640          0.000
5 years closed                           5.140          5.240          0.100
7 years closed                           6.350          6.350          0.000
10 years closed                          6.750          6.750          0.000
SPECIAL OFFER
Promotional rate 4 years closed          2.990          3.390          0.400
Promotional rate 5 years closed          3.940          4.040          0.100
Promotional rate 7 years
 closed(i)                               3.990          3.990          0.000
VARIABLE-RATE CLOSED TERM
5 years Variable rate                    3.100          3.100          0.000
5 years Capped rate                      3.250          3.250          0.000
Capped rate                              5.140          5.240          0.100

(i) Limited time offer. Rates subject to change. A rate can be guaranteed
 for up to 60 days following receipt of the application.

About National Bank of Canada

National Bank of Canada is an integrated group that provides comprehensive financial services to consumers, small and medium-sized enterprises and large corporations in its core market, while offering specialized services to its clients elsewhere in the world. National Bank offers a full array of banking services, including retail, corporate and investment banking. It is an active player on international capital markets and, through its subsidiaries, is involved in securities brokerage, insurance and wealth management as well as mutual fund and retirement plan management. As at October 31, 2011, National Bank has over CDN$156 billion in assets in accordance with Canadian GAAP and, together with its subsidiaries, employs more than 19,000 people. The Bank's securities are listed on the Toronto Stock Exchange (TSX: NA). For more information, visit the Bank's website at www.nbc.ca. To access National Bank of Canada's financial literacy portal, visit www.clearfacts.ca.

The telephone number provided below is for the exclusive use of journalists and other media representatives.

Contacts:
Joan Beauchamp
Senior Advisor, Public Relations
National Bank
514-394-6500

Source: National Bank of Canada

MONTREAL, QUEBEC--(Marketwire - Feb. 9, 2012) - (TSX: NA) - National Bank has adjusted its rates for residential mortgages. The new rates are effective as of Friday, February 10, 2012.

                                  CURRENT RATE
TERM                                       (%)   NEW RATE (%)         CHANGE
----------------------------------------------------------------------------
----------------------------------------------------------------------------
FIXED-RATE OPEN TERM
6 months open                            6.700          6.700          0.000
1 year open                              6.300          6.300          0.000
FIXED-RATE CLOSED TERM
6 months closed                          4.450          4.450          0.000
1 year closed                            3.500          3.500          0.000
2 years closed                           3.550          3.550          0.000
3 years closed                           3.950          3.950          0.000
4 years closed                           4.640          4.640          0.000
5 years closed                           5.140          5.240          0.100
7 years closed                           6.350          6.350          0.000
10 years closed                          6.750          6.750          0.000
SPECIAL OFFER
Promotional rate 4 years closed          2.990          3.390          0.400
Promotional rate 5 years closed          3.940          4.040          0.100
Promotional rate 7 years
 closed(i)                               3.990          3.990          0.000
VARIABLE-RATE CLOSED TERM
5 years Variable rate                    3.100          3.100          0.000
5 years Capped rate                      3.250          3.250          0.000
Capped rate                              5.140          5.240          0.100

(i) Limited time offer. Rates subject to change. A rate can be guaranteed
 for up to 60 days following receipt of the application.

About National Bank of Canada

National Bank of Canada is an integrated group that provides comprehensive financial services to consumers, small and medium-sized enterprises and large corporations in its core market, while offering specialized services to its clients elsewhere in the world. National Bank offers a full array of banking services, including retail, corporate and investment banking. It is an active player on international capital markets and, through its subsidiaries, is involved in securities brokerage, insurance and wealth management as well as mutual fund and retirement plan management. As at October 31, 2011, National Bank has over CDN$156 billion in assets in accordance with Canadian GAAP and, together with its subsidiaries, employs more than 19,000 people. The Bank's securities are listed on the Toronto Stock Exchange (TSX: NA). For more information, visit the Bank's website at www.nbc.ca. To access National Bank of Canada's financial literacy portal, visit www.clearfacts.ca.

The telephone number provided below is for the exclusive use of journalists and other media representatives.

FOR FURTHER INFORMATION PLEASE CONTACT:
        Joan Beauchamp
        Senior Advisor, Public Relations
        National Bank
        514-394-6500

Source: National Bank of Canada

SANTIAGO, Chile--(BUSINESS WIRE)-- LAN Airlines S.A. and its subsidiaries, (“LAN” or “the Company”) (NYSE: LFL / IPSA: LAN), one of the leading airlines in Latin America, today reported its preliminary monthly traffic statistics and punctuality indicators for January 2012 compared to January 2011.

System passenger traffic increased 10.4% as capacity rose 10.3%. As a result, the Company’s load factor for the month increased approximately 0.1 point to 82.8%. International passenger traffic accounted for approximately 66.1% of the month’s total passenger traffic.

Domestic passenger traffic in Chile, Argentina, Peru, Ecuador and Colombia rose 17.2%, in line with capacity growth. As a consequence, the domestic passenger load factor remained stable at 81.0%. International passenger traffic rose 7.3%, while capacity increased 7.1%. Accordingly, the international passenger load factor for the month increased 0.1 point to 83.7%. International capacity expansion was mainly driven by an increase in operations on certain regional routes, as well as routes to the United States, partially offset by reduced capacity on routes to Europe and to the South Pacific.

Cargo traffic rose 2.1% as capacity increased 3.6%. As a consequence, the cargo load factor decreased 1.0 point to 65.4%. Traffic and capacity grew due to the arrival of one new Boeing 767F freighter in January 2011, assigned to boost growth in the Latin American, United States West Coast and Mexican markets.

During January, 73.8% of the Company’s total flights left on time based on a fifteen-minute standard (all departures leaving within fifteen minutes of the scheduled departure time are considered as “on-time”). This represented a decrease of 5.7 points compared to January 2011, mainly due to decreases in the Peruvian and Argentine markets.

About LAN

LAN Airlines is one of the leading passenger and cargo airlines in Latin America. The company and its affiliates serve over 100 destinations around the world through an extensive network that offers full connectivity within Latin America, while also linking the region with North America, Europe and the South Pacific, as well as 70 additional international destinations through its various code share agreements. LAN Airlines and its affiliates have a leading position in their respective domestic markets of Chile and Peru as well as an important presence in the Argentinean, Ecuadorian and Colombian domestic markets.

Currently, LAN Airlines and its affiliates operate 136 passenger aircraft while LAN Cargo and its respective affiliates have a fleet of 14 dedicated freighters. The Company has one of the youngest fleets in the world which has meant greater efficiency and a significant reduction in CO2 emissions, reflecting its strong commitment to the protection of the environment.

LAN is one of the few Investment Grade airlines in the world (BBB). The company’s world class quality standards enabled its membership in oneworld™, an alliance of leading global airlines of which LAN has been a member for 10 years. For more information please visit www.lan.com or www.oneworldalliance.com

CONTACTS IN CHILELAN Airlines S.A.Investor Relations, (56-2) 565-8785investor.relations@lan.comorCONTACTS IN NEW YORKi-advize Corporate Communications, Inc.María Barona / Pete Majeski, (212) 406-3690lan@i-advize.com

Source: LAN Airlines S.A.

NAPLES, Fla.--(BUSINESS WIRE)-- Health Management Associates, Inc. (NYSE: HMA) announced today that its management will present at the Leerink Swan 2012 Global Healthcare Conference to be held February 15-16, 2012 at The Waldorf=Astoria in New York City.

Health Management’s senior leaders will present on Thursday, February 16, 2012 at 1:30 PM ET. The presentation will be webcast live over the Internet via Health Management's website (http://www.hma.com). Listeners are encouraged to go to the Investor Relations section of Health Management's website approximately five minutes prior to the event to register and download any necessary media player software.

Health Management enables America's best local health care by providing the people, processes, capital and expertise necessary for its hospital and physician partners to fulfill their local missions of delivering superior health care services. Health Management, through its subsidiaries and upon completion of the previously announced Integris joint venture transaction, will operate 71 hospitals, with approximately 10,600 licensed beds, in non-urban communities located throughout the United States.

All references to “Health Management,” “HMA” or the “Company” used in this release refer to Health Management Associates, Inc. and its affiliates.

Forward-Looking Statements

This press release contains forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. Forward-looking statements are subject to risks, uncertainties and assumptions and are identified by words such as "expects," "estimates," "projects," "anticipates," "believes," "plans," "could" and other similar words. All statements addressing operating performance, events or developments that Health Management Associates, Inc. expects or anticipates will occur in the future, including but not limited to incurrence of indebtedness, projections of revenue, income or loss, capital expenditures, earnings per share, debt structure, bad debt expense, capital structure, repayment of indebtedness, other financial items and operating statistics, statements regarding the plans and objectives of management for future operations, innovations, or market service development, statements regarding acquisitions, joint ventures, divestitures and other proposed or contemplated transactions (including but not limited to statements regarding the potential for future acquisitions and perceived benefits of acquisitions), statements of future economic performance, statements regarding the effects and/or interpretations of recently enacted or future health care laws and regulations, statements of the assumptions underlying or relating to any of the foregoing statements, and other statements which are other than statements of historical fact, are considered to be "forward-looking statements."

Because they are forward-looking, such statements should be evaluated in light of important risk factors and uncertainties. These risk factors and uncertainties are more fully described in Health Management Associates, Inc.'s most recent Annual Report on Form 10-K, and its most recent Quarterly Report on Form 10-Q, under the headings entitled "Risk Factors." Should one or more of these risks or uncertainties materialize, or should any of Health Management Associates, Inc.'s underlying assumptions prove incorrect, actual results could vary materially from those currently anticipated. In addition, undue reliance should not be placed on Health Management Associates, Inc.'s forward-looking statements. Except as required by law, Health Management Associates, Inc. disclaims any obligation to update its risk factors or to publicly announce updates to the forward-looking statements contained in this press release to reflect new information, future events or other developments.

Health Management Associates, Inc.John C. Merriwether, 239-598-3131Vice President of Financial Relations

Source: Health Management Associates, Inc.