Press Releases

RIVERSIDE, Calif.--(BUSINESS WIRE)-- Security Bank of California, the wholly-owned subsidiary of Security California Bancorp (OTCBB: SCAF), announced the completion of its acquisition of Universal Bank’s Orange Office, effective February 3, 2012. The Branch will open as the newest office of Security Bank of California on Monday, February 6, 2012.

“We are very proud to open our first location in Orange County, and under the leadership of Senior Vice President Peter Meyers, we are excited about the opportunities that this new location will bring to our clients,” said James A. Robinson, Chairman and CEO of the Bank and the Bank Holding Company.

Joining Peter will be the entire staff of the former Universal Bank Orange Office.

“I am very pleased to be returning to the Orange market and am committed to bringing our strong community focused approach to banking,” commented Peter Meyers, who will serve as the Bank’s Regional manager.

The Orange office is located at 1249 E. Katella Ave, Orange, Ca.

Security California Bancorp, which is traded on the Over the Counter Bulletin Board under the symbol SCAF.OB, started June 20, 2005. It offers personalized banking services and products to businesses and individuals through full-service offices in Riverside, San Bernardino, and Redlands and now in Orange. The bank also has a loan production office in Irwindale. As of December 31, 2011 the Bank reported Total Assets of $413 million.

Visit us at www.securitybankca.com.

Security Bank of CaliforniaForward Looking Statement Disclaimer -

General Form this release may contain forward-looking statements that are subject to risks and uncertainties. Such risks and uncertainties may include but are not necessarily limited to fluctuations in interest rates, inflation, government regulations and general economic conditions, and competition within the business areas in which the Bank is conducting its operations, including the real estate market in California and other factors beyond the Bank’s control. Such risks and uncertainties could cause results for subsequent interim periods or for the entire year to differ materially from those indicated. Readers should not place undue reliance on the forward-looking statements, which reflect management’s view only as of the date hereof. The Bank undertakes no obligation to publicly revise these forward-looking statements to reflect subsequent events or circumstances.

Security California BancorpThomas M. Ferrer, Executive Vice President & CFO951-368-2268tferrer@securitybankca.com

Source: Security Bank of California

VENTURA, Calif.--(BUSINESS WIRE)-- County Commerce Bank (OTCBB: CNYB), Ventura County’s award winning bank and the only community bank headquartered in Ventura and Santa Barbara Counties to earn the Five Star “Superior” award by BauerFinancial, Inc., reported record earnings for the year ending December 31, 2011. Total assets were $185,462,000, an 8.85% increase from December 31, 2010. Total deposits were $160,600,000, a 6.98% increase from year ending 2010. Earnings for 2011 were $1,533,000 compared to $1,212,000 for 2010, an increase of $320,000 or 26.41% over the same period. Shareholder Equity increased by $1,715,000, from $14,441,000 to $16,156,000; an 11.88% increase from 2010.

The Bank’s loan portfolio increased to $106,559,000 at year end, compared to $101,429,000 at year end 2010, an increase of 5.06%. The Bank is focused on growing the bank’s loan portfolio while maintaining its high quality. The Bank continues to support the local community and strengthen its economy by lending to local businesses and individuals. Utilizing their proven approach to lending, County Commerce Bank provides its clients the most credit possible while maintaining high lending standards.

The bank has no non-performing assets, but during 2011, the Bank increased its Allowance for Loan and Lease Losses by $299,000 or 12.40% to $3,001,000 as an abundance of caution. This positions the Bank’s percentage of Loan Loss Reserves at 2.82% of total average loans, well above the national average for banks.

The announcement was made by Joseph D. Kreutz, President and Chief Executive Officer. “Even with the uncertain economic environment the bank continues to excel, thanks to the strong foundation built with our proven management philosophy and dedication to prudent growth.” Kreutz further added, “Recognized as an extremely efficient organization, County Commerce Bank focuses on controlling expenses while efficiently delivering products with the highest level of personalized service. Through experienced underwriting, we grow our loan portfolio with high quality loans to individuals and businesses. County Commerce Bank sustains its honored position at the top of its class and we are pleased to be able to share the benefits of our success with our customers and our community.”

Selected Financial Highlights and Awards as of December 31, 2011:

• Return on average equity (annualized) at 10.03%.
• Allowance for Loan and Lease Losses at 2.82% of total loans.
• Tier 1 Capital Ratio at 8.78%; considered to be a “Well Capitalized” institution by FDIC.
• Super Premier Performing Bank or Premier Performing Bank by Findley Reports for the last six consecutive years.
• Five-Star “Superior” rating by BauerFinancial Inc., for more than 27 consecutive quarters.
• Recognized by U.S. Banker’s magazine as one of the Top 200 Community Banks in the nation based on three year average ROE.

ABOUT COUNTY COMMERCE BANK

County Commerce Bank was founded by local professionals and business leaders in Ventura County and completed its initial public offering of stock on January 21, 2003. The Bank opened for business at 3260 Telegraph Road, Ventura, California on February 13, 2003 and opened its second branch located at 2400 E. Gonzales Road, Oxnard on April 30, 2007. County Commerce Bank provides financial solutions for local professionals and small businesses, offering its customers state of the art technology along with a traditional, personalized banking experience. County Commerce Bank stock is traded on the Over the Counter Bulletin Board (OTCBB); our Ticker Symbol is CNYB.

County Commerce Bank’s stock is traded through Market Maker:Crowell, Weedon & Co.Community Bank GroupMichael R. Natzic, Senior Vice President/Branch ManagerMember FINRA - Member SIPCP.O. Box 1688Big Bear Lake, CA 92315(800) 288-2811

The Bank's web site is www.CountyCommerceBank.com.

Statements concerning future performance, developments or events concerning expectations for growth and market forecasts, and any other guidance on future periods, constitute forward looking statements that are subject to a number of risks and uncertainties. Actual results may differ materially from stated expectations. Specific factors include, but are not limited to, the effect of interest rate changes, the ability to control costs and expenses, the impact of consolidation in the banking industry, financial policies of the United States government, and general economic conditions.

County Commerce BankJoseph D. Kreutz, 805-477-7601

Source: County Commerce Bank