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Keefe, Bruyette and Woods Initiates Coverage on Old Second Bancorp (OSBC) with a Market Perform

October 10, 2008 7:56 AM EDT
OSBC Hot Sheet
Rating Summary:
    0 Buy, 0 Hold, 1 Sell

Rating Trend: = Flat

Today's Overall Ratings:
    Up: 16 | Down: 7 | New: 23
Keefe, Bruyette and Woods initiates coverage on Old Second Bancorp, Inc. (Nasdaq: OSBC) with a Market Perform. Price target $17.

Keefe analyst says, "Old Second operates in fast-growing and demographically strong markets, which we believe should help the company to continue to generate above-average returns and fare better than its peers through this challenging economic environment...Risks that may prevent the achievement of our earnings outlook and price target include unexpected volatility in interest rates, a material increase in credit costs due to severe deterioration in the loan portfolio, and material net interest margin compression."

Old Second Bancorp, Inc. conducts a full-service community banking and trust business through its wholly owned subsidiaries, which include The Old Second National Bank of Aurora (Old Second Bank), Old Second Bank-Yorkville and Old Second Bank-Kane County (the Banks).

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