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Colonial BancGroup (CNB) Sells Nevada Branches To Global Consumer Acquisition Corp (GHC)

July 14, 2009 8:12 AM EDT
The Colonial BancGroup, Inc. (NYSE: CNB) entered into an asset purchase agreement with Global Consumer Acquisition Corporation (GCAC) (NYSE: GHC) for the sale of 21 branch offices of Colonial Bank located in Nevada.

Upon the closing of the transaction, GCAC is expected to acquire the branch network including approximately $492 million in deposits and approximately $440 million in loans, of which approximately $326 million were originated in the Nevada franchise. The deposit premium is $28 million or 9.33% based on a balance of $300 million of non-time deposits. If non-time deposits exceed $310 million, the deposit premium will be increased by 9.33% of the amount that the non-time deposits exceed $310 million. If non-time deposits are less than $290 million, the deposit premium will be decreased by 9.33% of the amount that the non-time deposits are less than $290 million. At June 30, 2009, the non-time deposits were approximately $305 million. As of June 30, 2009, approximately $565 million of loans and $399 million of time deposits that were originated in the Nevada franchise are expected to be retained by Colonial.

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