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SunTrust Banks (STI) Announces Plan To Address Capital Buffer Shortfall, Selling $1.25B In Stock, Cutting Dividend

May 15, 2009 8:59 AM EDT
SunTrust Banks, Inc. (NYSE: STI) announced the framework of its plan to address the conclusions of the government's stress test that it need to increase the common equity buffer by $2.2 billion.

To address this the company plans to:
  • Common Stock Offering: Will sell up to $1.25 billion of common stock from time to time through an "at-the-market" offering. Morgan Stanley is acting as the Company's sales agent for the offering.
  • Internal Actions: SunTrust has several opportunities to generate additional common equity, including through the sale of selected securities and other asset dispositions. At this time, these actions are expected to generate approximately $300 million of Tier 1 common equity. The Company is analyzing additional actions that may increase the amount of internally generated capital.
  • Other Steps: In addition, SunTrust has over $3.3 billion of preferred and hybrid securities outstanding, and it may pursue private and/or public transactions to exchange certain of these Tier 1 securities for common stock.
In addition to its Capital Plan, SunTrust said it intends to reduce its quarterly dividend to $0.01 from $0.10 per share, effective as of September 2009.

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