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UBS Maintains a 'Neutral' on PNC Financial (PNC); Mainly In-line Quarter After Sorting Through the Noise

January 24, 2012 10:46 AM EST
PNC Hot Sheet
Rating Summary:
    8 Buy, 8 Hold, 0 Sell

Rating Trend: = Flat

Today's Overall Ratings:
    Up: 19 | Down: 7 | New: 26
UBS maintains a 'Neutral' on PNC Financial (NYSE: PNC) price target raised from $57 to $62.

UBS analyst says, "After sorting through the non-core items, we estimate PNC posted a core EPS of $1.39 which was narrowly below our $1.41 estimate and $1.42 consensus estimate. The reported figure was $0.85 per share and included a mortgage foreclosure expense related to ongoing governmental matters ($240 mln; $0.30/share) and a non-cash charge related to TruPS redemption ($198 mln; $0.24). Comp expense was the largest drag on earnings, which was driven by a higher stock price and business production. Management expects 1Q12 expenses to go back inline with 3Q11 results."

"We are raising our price target to $62 as the company’s credit profile continues to improve. We estimate PNC’s longer-term ROCE is 11%-12% translating to a 0.9x P/BV on our net asset valuation approach."

For an analyst ratings summary and ratings history on PNC Financial click here. For more ratings news on PNC Financial click here.

Shares of PNC Financial closed at $59.73 yesterday, with a 52 week range of $42.70-$65.19.


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