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Barclays Maintains an 'Equalweight' on Hudson City Bancorp (HCBK); Balance Sheet Restructuring, but Headwinds Remain

December 19, 2011 2:12 PM EST
HCBK Hot Sheet
Rating Summary:
    1 Buy, 9 Hold, 2 Sell

Rating Trend: Up Up

Today's Overall Ratings:
    Up: 19 | Down: 16 | New: 82
Barclays maintains an 'Equalweight' on Hudson City Bancorp (NASDAQ: HCBK) price target of $8.00.

Barclays analyst says, "On Friday, HCBK announced that it will incur an $0.89/share charge in 4Q11 for the prepayment of $4.3B borrowings. Despite the charge and corresponding hit to book value, we view the restructuring as positive for the following reasons: 1) NIM is projected to increase at least 20 bps in 1Q12 (vs. 3Q11) to 2.17% or higher as a result of the transaction; 2) The company does not expect the restructuring to affect its dividend strategy, which is to pay 40-60% of earnings ($0.08 quarterly dividend for a 5% yield); 3) Bank level regulatory capital is also unaffected and appears strong; and 4) We are raising our full-year 2012 EPS estimate to $0.70 from $0.61."

For an analyst ratings summary and ratings history on Hudson City Bancorp click here. For more ratings news on Hudson City Bancorp click here.

Shares of Hudson City Bancorp closed at $6.00 yesterday, with a 52 week range of $5.09-$13.26.


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